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getting paid via Payoneer
Thread poster: Kenneth Woo
Zhoudan
Zhoudan  Identity Verified
Local time: 14:19
English to Chinese
+ ...
是的 Mar 19, 2016

客户负担手续费，2.5美元是你把钱从Skrill转到银行账户时支付的费用，钱到你银行账户上是原来的货币，不会转成人民币。

Rita Pang wrote:


請問就是說全是客戶負擔手續費嗎？2.5美元是將錢過戶，然後已經將錢直接兌換成人民幣，還是可以收取歐元？

再次謝謝了!


 
Sharon Toh, MITI MCIL
Sharon Toh, MITI MCIL
Singapore
Local time: 14:19
Member (2009)
Chinese to English
+ ...
Skrill Mar 21, 2016

Rita Pang wrote:

有新客戶只能用歐元付費，而且付費方法只有電匯、PayPal 和 Skrill 選擇。


如果这个客户是欧洲公司，而且支付欧元，建议你继续用Payoneer的EUR Payment Service吧（即给对方你的Payoneer个人虚拟银行账户信息，让对方用SEPA转账到你的账户；我的欧元虚拟账户是德国Wirecard银行的账户，估计所有Payoneer EUR Payment Service的银行账户都设在德国Wirecard吧）。

Skrill的费用越来越高了。收款确实是免费用，但马上兑换成你的账户所属的货币（即账户所属国家当地的货币），兑换汇率很差。这是一点。每次取现（即从账户取现金到你的本地银行账户）现在的费用是3.95欧元的等值。

用大陆地址开设的Skrill账户可能例外（因为Zhou Dan说钱到银行账户上是原来的货币）。其他大部分国家地区都是：不管收到什么货币都马上兑换成本地货币（香港就港币、加拿大为加元、新加坡为新币等等），所以Skrill的Account Balance永远都是本地货币的金额，并不是其他什么货币。取现时一样是取本地货币扣除取现费后的净额，到本地银行账户是取现的净额（本地货币金额）。

如果你取现到香港账户，我刚查了，和我一样，也是用SWIFT转账的（他们是从英国转），你香港的银行可能也会按每笔收固定费用（具体得看你的银行针对国际电汇收款的收费）。

所以从Skrill取现最好是累积到一定金额后再取。

可以的话，最好不要用Skrill。实在不行，建议使用PayPal，让对方多付PayPal手续费（就如我们在前面的帖子中提过的）。

PS: Just to make sure we're on the same page... Payoneer's UK Payment Service provides you with a personalised virtual UK bank account to accept GBP from any UK company via BACS bank transfer. Their EUR Payment Service provides you with a personalised virtual EEA bank account (mine is with Wirecard, Germany) to accept EUR from any EEA (European Economic Area) based company via SEPA bank transfer. Their US Payment Service provides you with a personalised virtual US bank account to accept USD from any US company via ACH credit transfer. However, the US Payment Service is subject to a 1% fee. (Both the UK and EUR Payment Services do not involve any fees.) Are these the services you've been using after registering and activating your Payoneer account? In fact, all my clients paying to one of my three Payoneer virtual bank accounts (USD, EUR or GBP) do not even know they are paying me by Payoneer. They thought I have a bank account in the US, UK or Germany... They are paying me just like any of their regular local bank transfers.

[Edited at 2016-03-21 11:35 GMT]
 
Sharon Toh, MITI MCIL
Sharon Toh, MITI MCIL
Singapore
Local time: 14:19
Member (2009)
Chinese to English
+ ...
Transferwise Mar 21, 2016

另一个大家可以了解和考虑的是Transferwise。 http://www.transferwise.com

这是第三方银行对银行转账。
基本操作：付款方通过本地银行转账方式转某金额（当地货币）到Transferwise的银行账户，再按Transferwise的汇率兑换收款方本地货币（具体是按mid-market rate算再扣除一个很小比例的手续费；实际上，我算过... See more
另一个大家可以了解和考虑的是Transferwise。 http://www.transferwise.com

这是第三方银行对银行转账。
基本操作：付款方通过本地银行转账方式转某金额（当地货币）到Transferwise的银行账户，再按Transferwise的汇率兑换收款方本地货币（具体是按mid-market rate算再扣除一个很小比例的手续费；实际上，我算过，最终收到的金额比银行的TT BUY汇率兑换后的金额更多，所以扣除手续费后的实际汇率比直接用银行收电汇更好），Transferwise用收款方当地的银行账户通过本地转账方式付款到收款方本地银行账户。一切都只涉及收款方和付款方所在国的本地银行转账。Transferwise就像是个货币兑换中介。

这也是我最近在鼓励部分客户使用的首选付款方式之一。


[Edited at 2016-03-21 11:50 GMT] ▲ Collapse
 
Karen Zeng
Karen Zeng  Identity Verified
China
Local time: 14:19
English to Chinese
+ ...
最低提款额 Apr 6, 2016

Kenneth Woo wrote:
我剛剛問了Payoneer的客服小姐。原來他們確有賬戶餘額滿50美元方能提款的規定。
Kenneth，请问你的意思是从Payoneer账户提款到中国国内账户最低额是50美元吗？那Baofeng Guo说的“通过Payoneer提款到美国境外的银行，提款最低金额为500美元”又是什么意思呢？究竟是50还是500美元？
 
Karen Zeng
Karen Zeng  Identity Verified
China
Local time: 14:19
English to Chinese
+ ...
ACH direct bank deposit Apr 7, 2016

Huasha wrote:
最近也在考虑，除了Paypal, Skrill，难道就没别的安全快捷的么？有人介绍说用中间商，很实惠，就是不知道怎么操作。
我有个美国客户，他们用 ACH direct bank deposit 给美国境外收款人打款。我试过好几次了，都是直接美元到账，而且从无手续费，账单开出多少，我的银行账户就收到多少，最低一次30几美元的账单也是如数到账。而且按照他们的说法，用这种方式付款，收付双方都不用付手续费。

不知道为什么其他美国公司不采用这种方式。每次用 wire transfer 收款，手续费高得....
 
Karen Zeng
Karen Zeng  Identity Verified
China
Local time: 14:19
English to Chinese
+ ...
有用 Apr 7, 2016

Sharon Toh, MITI MCIL wrote:
PS: Just to make sure we're on the same page... Payoneer's UK Payment Service provides you with a personalised virtual UK bank account to accept GBP from any UK company via BACS bank transfer. Their EUR Payment Service provides you with a personalised virtual EEA bank account (mine is with Wirecard, Germany) to accept EUR from any EEA (European Economic Area) based company via SEPA bank transfer. Their US Payment Service provides you with a personalised virtual US bank account to accept USD from any US company via ACH credit transfer. However, the US Payment Service is subject to a 1% fee. (Both the UK and EUR Payment Services do not involve any fees.) Are these the services you've been using after registering and activating your Payoneer account? In fact, all my clients paying to one of my three Payoneer virtual bank accounts (USD, EUR or GBP) do not even know they are paying me by Payoneer. They thought I have a bank account in the US, UK or Germany... They are paying me just like any of their regular local bank transfers.
刚注册时看到他们的收费标准了，原来用Payoneer收美元要交1%的手续费，而收英镑和欧元则免费

[Edited at 2016-04-07 00:45 GMT]

[Edited at 2016-04-07 07:05 GMT]
 
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getting paid via Payoneer






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