English to Croatian Bus/Financial Human Resources \"bank hours\" system

Poštovani kolege, radi se o izvješću o stanju u sektoru tekstila; odjeljak se odnosi na ugovore o radu; molim vas za pomoć oko termina "bank hours" system.
Puno vam hvala

Most countries have a “bank hours” system to be more flexible between high and low seasons.
Workers in the Textile sector are almost all full-time, and to cover high production periods, as seen previously, instead of using additional part-time contracts it is habitual to increase the number of working hours of the full time employees with the “bank hours” system.