Glossary entry (derived from question below)
French term or phrase:
L’équivalence de garanties...
English translation:
equivalent coverage
Added to glossary by
Tendesai Bakasa
Nov 16, 2019 17:01
4 yrs ago
1 viewer *
French term
United Kingdom
10+ years in Education & Theatrical Arts
Native in: English (Variants: UK, South African, US, Scottish, British, Irish) 
Works in: French to English, English, Shona to English, and 1 more.
L’équivalence de garanties...
French to English
Bus/Financial
Insurance
Hi Everyone,
I'd appreciate any help you can give with translating this phrase. Unfortunately, I can't offer a specific context because the project involves translating decontextualised phrases on a variety of topics from different websites. Having done some research, I believe it's an insurance term and I understand what it means in French but I'm not sure how to translate it into English. Is there an equivalent English term? The entire phrase is as follows:
L’équivalence de garanties et la nécessité de comparer les offres d’assurance
Thank you for your help! :)
I'd appreciate any help you can give with translating this phrase. Unfortunately, I can't offer a specific context because the project involves translating decontextualised phrases on a variety of topics from different websites. Having done some research, I believe it's an insurance term and I understand what it means in French but I'm not sure how to translate it into English. Is there an equivalent English term? The entire phrase is as follows:
L’équivalence de garanties et la nécessité de comparer les offres d’assurance
Thank you for your help! :)
Proposed translations
(English)
| 3 +2 | equivalent coverage |
Ph_B (X)
|
| 4 +3 | equivalence of cover |
philgoddard
|
Proposed translations
+2
2 hrs
French term (edited):
équivalence de garanties
Selected
equivalent coverage
We have no information about the type of insurance your text refers to, but in France at least, équivalence de garanties would be required by the bank lending you money to buy a property if you decide to take out an insurance policy from someone else than your bank. See here for instance: https://www.argusdelassurance.com/institutions/assurance-emp...
So low confidence level since we don't really know the type of insurance discussed by your text, plus I can't find any example in English that would be relevant to loan insurance, but “equivalent coverage” seems to be used in other insurance classes, in North America anyway.
Examples:
Section 12 AAC 02.530 - [Effective 11/28/2019] Standards for equivalent coverage
An insurer issuing equivalent coverage under AS 08.88.172(c)(2) shall hold a certificate of authority issued unde... All activities contemplated under AS 08.88.172 must be covered. The insurance must meet the minimum coverage standards of... and..., except that
(1) a policy with a higher deductible amount or self-insured retention will qualify as equivalent coverage for purposes of …
https://casetext.com/regulation/alaska-administrative-code/t...
Note: You must have Canadian provincial health-care coverage or equivalent coverage to make travel claims.
(http://www.studentcare.ca/rte/en/McGillUniversitygraduatestu...
"Equivalent coverage" means coverage obtained independently of the group plan available from the commission and subject to the terms and conditions as set forth in this chapter.
https://www.legis.nd.gov/information/acdata/pdf/70-02-05.pdf
It is mandatory that you have the OHIP Equivalent coverage while you are studying in Canada at the University of Windsor.
http://www.uwindsor.ca/international-student-centre/261/basi...
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Note added at 1 day 2 hrs (2019-11-17 19:32:04 GMT)
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I've looked at this again after your note and AllegroTrans's peer comment. I have been able to find examples of "equivalent cover" in UK insurance text - not sure why they didn't appear during my initial search:
"offering GPs the equivalent cover that our hospital colleagues have enjoyed for a generation"
https://www.bma.org.uk/collective-voice/committees/general-p...
"Clergy should, however, check before purchasing this policy whether they have equivalent cover under any other legal expenses insurance policy."
https://www.ecclesiastical.com/church/clergy-legal-protectio...
"In our view, this is a ‘no brainer’ insurance solution which provides quality and equivalent cover, or improved cover"
https://www.bestpricefs.co.uk/blog/motor-excess-protection-c...
etc.
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Note added at 1 day 2 hrs (2019-11-17 19:41:02 GMT)
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... UK insurance texts...
Note from asker:
| Hi, Thank you so much! This is brilliant. From the examples you've given me, it seems the concept exists in North America but I've never come across it in the UK before. Now at least I know there's an official term for it (in North America). Thank you. |
| Thank you very much for both the UK and US examples. I think I'll go with the US term because the agency suggested they'll probably opt for US English at the proofreading stage. Thanks again! |
4 KudoZ points awarded for this answer.
Comment: "Thank you so much! I really appreciate your help!"
+3
45 mins
philgoddard
United States
United States
Native in English
Specializes in field
United States
Six languages into flawless English
Native in: English
Works in: German to English, French to English, Spanish to English, and 4 more.
Related KudoZ points
:
129
equivalence of cover
Garantie means cover in an insurance context.
http://www.wordreference.com/fren/garantie
http://www.wordreference.com/fren/garantie
Note from asker:
| Hi, Thank you very much for your help! I wondered if I could just say something like that but insurance is not one of my areas of specialism and I had no idea if 'equivalence of cover(age)' was the appropriate expression in English. I've never come across the concept in Britain. |
Peer comment(s):
| agree |
AllegroTrans
: The only thing I can think of, but hey...translating translating decontextualised phrases on a variety of topics from different websites, how reliable is that?
57 mins
|
|
Thanks. Actually, for once I think we have enough context.
|
|
| agree |
Timothy Rake
: Equivalence of (in) “coverage” I think is more appropriate
4 hrs
|
| agree |
B D Finch
: Cover sounds better to me than "coverage". I associate "coverage" with paint rather than insurance.
1 day 1 hr
|
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