Glossary entry (derived from question below)
Jan 7, 2015 06:38
9 yrs ago
23 viewers *
French term
dépassement
French to English
Bus/Financial
Finance (general)
Mortgage Statement
intèrêt débiteur au 31 12 11
DEPASS 8,32€TEG06,33%
I'm assuming that DEPASS is depassement. This is on a mortgage statement. It seems to be a listing of an interest payment. I'm unable to figure out what the "excess" is referring to. And what would it be called?
DEPASS 8,32€TEG06,33%
I'm assuming that DEPASS is depassement. This is on a mortgage statement. It seems to be a listing of an interest payment. I'm unable to figure out what the "excess" is referring to. And what would it be called?
Proposed translations
(English)
| 2 | exceeding |
Tony M
|
| 4 +1 | overpayment |
Alexander Hatch
|
| 3 | (amount) in excess |
Lorraine Dubuc
|
Change log
Jan 7, 2015 20:14: Yolanda Broad changed "Term asked" from "depassement" to "dépassement"
Proposed translations
28 mins
French term (edited):
depassement
Selected
exceeding
In my bank current account, it is called 'dépassement d'autorisation de découvert' — when you go over your agreed overdraft limit.
Quite how the same thing applies in your case of a 'mortgage' statement, where 'agreed overdraft' doesn't really seem to apply, I couldn't say.
In any event, it is clearly exceeding some kind of pre-arranged limit (which might, of course, simply mean going below € 0, if there is no agreed overdraft in the first place!)
I'm not sure quite how this would normally be expressed in US EN — or in GB, come to that! I can't recall ever having seen it expressed in quite the same way...
Quite how the same thing applies in your case of a 'mortgage' statement, where 'agreed overdraft' doesn't really seem to apply, I couldn't say.
In any event, it is clearly exceeding some kind of pre-arranged limit (which might, of course, simply mean going below € 0, if there is no agreed overdraft in the first place!)
I'm not sure quite how this would normally be expressed in US EN — or in GB, come to that! I can't recall ever having seen it expressed in quite the same way...
4 KudoZ points awarded for this answer.
+1
2 hrs
French term (edited):
depassement
overpayment
It looks like this is in the context of mortgages, therefore overpayment would be the term used.
Reference:
http://www.nationwide.co.uk/support/support-articles/manage-your-account/mortgage-overpayments
8 hrs
French term (edited):
depassement
(amount) in excess
'' balance exceeding this
threshold, multiplied by a refund rate (i.e. the percentage of the amount in excess of the agreed threshold to be compensated). ''
'Il est à noter que le TEG de votre prêt ne doit pas dépasser un taux appelé "taux d'usure" calculé chaque trimestre'
Example sentence:
'Credit in excess of an annually adjusted threshold not secured by real property or by personal property used or expected to be used as the principal dwelling of the consumer;3'
Reference:
http://www.consumerfinance.gov/.../201308_cfpb_tila-narrative-exam-proced...
http://www.adc54teg.biz/pages/informations-juridiques/taux-d-usure.html
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