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démembrement des crédits

English translation: breakdown of loans

11:29 Jan 7, 2014
French to English translations [PRO]
Bus/Financial - Finance (general)
French term or phrase: démembrement des crédits
Hi

First in a list of bullet points under the heading "Réduction des frais financiers" (for a company).


Thanks!
Sandra Petch
Local time: 09:38
English translation:breakdown of loans
Explanation:
I'm not sure whether any explanation on the meaning of the answer "breakdown of loans" is needed.

There are a lot of hits on Google which show similar enough context, but I wouldn't take that as proof that the meaning is precisely the same in this context. Since it's a list relating to financial fees, it could be "breakdown by loan", referring to some list/data on fees paid in relation to administration of each of various loans.
Selected response from:

nweatherdon
Canada
Grading comment
Thank you. The author's explanation wasn't a great help. In the circumstances, this to me seems to be a good translation. Thanks again.
4 KudoZ points were awarded for this answer



Summary of answers provided
3 +1breakdown of loans
nweatherdon
3slicing of loans
Virginie Mair
3Debt consolidation
SafeTex


Discussion entries: 7





  

Answers


30 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +1
breakdown of loans


Explanation:
I'm not sure whether any explanation on the meaning of the answer "breakdown of loans" is needed.

There are a lot of hits on Google which show similar enough context, but I wouldn't take that as proof that the meaning is precisely the same in this context. Since it's a list relating to financial fees, it could be "breakdown by loan", referring to some list/data on fees paid in relation to administration of each of various loans.

nweatherdon
Canada
Specializes in field
Native speaker of: English
PRO pts in category: 126
Grading comment
Thank you. The author's explanation wasn't a great help. In the circumstances, this to me seems to be a good translation. Thanks again.

Peer comments on this answer (and responses from the answerer)
agree  AllegroTrans
3 hrs
neutral  Virginie Mair: Would you have examples of quotes in the context of loans pls? I've only ever come across "démembrements" in the context of real estate, so I would love to learn about this, thanks.
4 hrs
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4 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
slicing of loans


Explanation:
Eichengreen's sentence: "The implication is that we should return to the simpler days when commercial banks originate loans to households and firms and hold them on their balance sheets, rather than slicing them, dicing them and selling them off."
is translated as: "D’où l’idée que l’on devrait revenir à l’âge d’or où les banques commerciales accordaient des prêts aux ménages et aux entreprises et les gardaient inscrits à leurs bilans, au lieu de les fractionner et de les découper avant de s’en défaire."
So, the other way around: "fractionner" (see Asker's additional context details) becomes "to slice".

Example sentence(s):
  • " Slicing loans horizontally into tranches created asset classes that have conflicting interests in a dissolution strategy of the same underlying asset."
  • "The implication is that we should return to the simpler days when commercial banks originate loans to households and firms and hold them on their balance sheets, rather than slicing them, dicing them and selling them off."

    Reference: http://ideas.repec.org/a/bfr/fisrev/2008114.html
    Reference: http://www.banque-france.fr/fileadmin/user_upload/banque_de_...
Virginie Mair
Switzerland
Local time: 09:38
Specializes in field
Native speaker of: Native in FrenchFrench, Native in EnglishEnglish
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1 day 51 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
Debt consolidation


Explanation:
Hello

After the client's explanation given by Sandra in 'discussions', it sounds to be like the final goal is debt consolidation and this is the preliminary phase.

If debt consolidation goes too far, maybe sth like 'debt analysis'


    Reference: http://en.wikipedia.org/wiki/Debt_consolidation
SafeTex
France
Local time: 09:38
Works in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 40
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