English to Turkish Bus/Financial Finance (general)

Aşağıda verilen tanıma göre point kelimesinin bizdeki karşılığı nedir? Puan mı yoksa başka daha spesifik bir terim kullanılıyor mu?


"...in the case of futures and options, a point usually represents a price change of one-hundredth of one cent. And you may also hear about points if you're applying for a mortgage.

In this case, points -- also called discount points -- are prepaid interest some lenders require at closing as a condition of approving the loan. One point is 1% of the mortgage principal, or 100 basis points. So if you are borrowing $200,000 and your lender charges 2 points, you owe $4,000, in addition to other closing costs."

Herkese teşekkürler.