May 19, 2011 15:04
12 yrs ago
Japanese term

借入未実行残高

Japanese to English Bus/Financial Finance (general)
I hope someone can provide the technical term for the above. It refers to untapped funds in an overdraft account. I am also looking for the term for funds that have been used: 借入実行残高

Thanks in advance.

Discussion

avaaid (asker) May 20, 2011:
Thank you, tulip bubble. There is not much detail, but I believe your first suggestion is correct: the account holder has not spent all of the authorized funds.

I appreciate your point on "unexecuted" vs. "non-executed" too.
T.B. May 20, 2011:
I do not know the relation between the untapped funds in the overdraft account and 借入未実行残高: whether there is the authorized overdraft limit, and the account holder has not spent the authorized funds. Anyways, I would use "unexecuted" for 未実行. Unexecuted means "not carried out or put into effect." If the loan was "non-executed," it implies a certain event kept the lender from executing the loan, which is not likely the case here.

Proposed translations

+1
4 hrs
Selected

balance of unexecuted loans

Please see the reference sites and search in the documents "借入実行残高" and "balance of executed loans," respectively.

There are some hits on the web for "balance of unexecuted loans."
Note from asker:
Thank you, and thanks also for the helpful references!
Peer comment(s):

agree Kendriya . : :)
5 hrs
Thank you very much.
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4 KudoZ points awarded for this answer.
7 mins

outstanding non-executed loan

Note from asker:
Thank you!
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17 hrs

the unused balance of authorized overdraft (or line of credit)

Based on the information you have provided, I think 借入未実行残高 might be the balance of authorized overdraft that the account holder did not withdrawn.

The links below are credit union's legal page. You will find more of similar sites if you google. There is a clause, "2. Use of MemberDirect® Services," where you will find the phrase, "the unused balance of any authorized overdraft or line of credit." I believe overdraft and line of credit are about the same.

https://www.cua.com/Home/YourCreditUnion/AboutUs/OnlinePolic...
https://www.chinookcu.com/Personal/AboutUs/OnlinePolicies/Le...

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Note added at 17 hrs (2011-05-20 08:31:32 GMT)
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I meant "withdraw." Sorry for typo.
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