English to German Bus/Financial Finance (general) illegal logging - private funding - financial institutions

Im Text geht es um illegalen Holzeinschlag. Im betreffenden Abschnitt wird ausgeführt, wie sich private Geldgeber - Banken und andere Finanzinstitute - gegen Risiken absichern können, die mit von forstwirtschaftlichen Unternehmen (die von Banken Finanzmittel erhalten) verfolgten gesetzwidrigen Aktivitäten verbunden sind.

Der Absatz, in dem der Terminus vorkommt (in ***):
"At an international level, the Basel Committee of the Bank of International Settlements formulates broad supervisory standards and guidelines and recommends statements of best practice in the expectation that individual authorities will take steps to implement them through detailed arrangements – although its activities have no legal force in themselves. Over the past few years the Committee has moved more aggressively to promote sound supervisory standards worldwide. In October 2001, the Committee published a report on Customer Due Diligence for Banks. Key elements included thorough customer acceptance and identification practices, ongoing transactions monitoring and a robust risk management programme. In September 2002, the International Conference of Banking Supervisors, representing regulators from nearly 120 countries, recognised the report as the agreed standard, acknowledged that customer due diligence is a prudential responsibility and agreed to promote the report’s principles for adoption by their banks and other ***deposit-taking financial institutions***."

Meine provisorischen Vorschläge:
a) Finanzinstitute
oder
b) im Einlagengeschäft tätige Finanzinstitute

Reicht evtl. schon (a)?Fachkundige Kommentare und Hilfe erwünscht.

VDIV,
Steffen ;-)