kollektivt ofördelade villkorade återbäringen

13:49 Mar 1, 2010
Swedish to English translations [PRO]
Bus/Financial - Insurance
Swedish term or phrase: kollektivt ofördelade villkorade återbäringen
context:
Till exempel ska en sänkning alltid kunna underlåtas i det fall en maximal möjlig sänkning innebär att den kollektivt ofördelade villkorade återbäringen, i relationen till Beståndets tillgångar, minskar med lägre än två procentenheter.
locution25
United States
Local time: 00:42


Summary of answers provided
4(the) collective undistributed guaranteed bonus
Charles Ek
3collectively undistributed, conditional (portfolio) return
Adrian MM. (X)


  

Answers


2 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
(the) collective undistributed guaranteed bonus


Explanation:
Those pesky Scandinavians and their penchant for long noun constructions! See reference link 1 for this example of some of the English terms involved:

"Collective bonus potential in pension companies is the undistributed reserves that can be used to allocate bonus in addition to the bonus amounts accrued to the Life-insurance provisions. May be used to cover losses on assets."

See reference link 2, page 3, for this:

"In addition, the model includes a surplus distribution mechanism working through the bonus account B,
which is managed by the insurer. The part of the overall return neither credited to account A nor C is credited to account B, thus the entire return is distributed between the three accounts. In years when the realized annual rate of return on the benchmark portfolio is greater than the minimum rate of return guarantee, a positive amount will typically be credited to account B. On the other hand, if the realized annual rate of return on the benchmark portfolio is less than the minimum rate of return guarantee, funds are transferred from the bonus account to the account A to cover the minimum rate of return guarantee."

Note that in the U.S., you'll see "dividend" instead of "bonus" in this context.

Example sentence(s):
  • http://www.nationalbanken.dk/C1256BE9004F6416/side/Financial_Stability_2003_pdf/$file/kap10.html

    Reference: http://www.nationalbanken.dk/C1256BE9004F6416/side/Financial...
    Reference: http://old.nhh.no/for/cv/miltersen/Krm98b.pdf
Charles Ek
United States
Local time: 23:42
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 24
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6 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
collectively undistributed, conditional (portfolio) return


Explanation:
Depends if refers to the Bestånd and the latter does mean an insurance portfolio as as investment.

A with-profits endowment insurance context would change the meaning to profit or bonus.

Example sentence(s):
  • Portfolio return is the proportion-weighted combination of the .... of assets\' returns - these are broadly referred to as conditional asset pricing models) en.wikipedia.org/wiki/Modern_portfolio_theory

    Reference: http://www.proz.com/kudoz/swedish_to_english/finance_general...
Adrian MM. (X)
Local time: 06:42
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 96
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