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trygghetsförsäkring

English translation: disability (income) insurance

14:18 Jul 16, 2009
Swedish to English translations [PRO]
Bus/Financial - Insurance / terms of employment
Swedish term or phrase: trygghetsförsäkring
En anställning här innebär grundtrygghet i form av månadslön, pensionsinbetalning, trygghetsförsäkringar och semester.

I am unsure as to whether it's unemployment insurance or some kind of accident insurance - or a mixture??
Annabel Oldfield
Local time: 16:19
English translation:disability (income) insurance
Explanation:
Definition of the Norwegian equivalent "trygghetsforsikring" states that it covers disability that is a result of accidents away from the place of employment. US insurers do not seem to differentiate between on the job and away from the job injuries, so this term may cover more than what "trygghetsforsikring" covers in Scandinavia.
Selected response from:

Hans Wang
Local time: 09:19
Grading comment
Thanks :o)
4 KudoZ points were awarded for this answer



Summary of answers provided
4work injury insurance
Charlesp
3disability (income) insurance
Hans Wang
3No-fault liability insurance (or TFA)
Petra Boyd (X)


Discussion entries: 2





  

Answers


9 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
disability (income) insurance


Explanation:
Definition of the Norwegian equivalent "trygghetsforsikring" states that it covers disability that is a result of accidents away from the place of employment. US insurers do not seem to differentiate between on the job and away from the job injuries, so this term may cover more than what "trygghetsforsikring" covers in Scandinavia.

Hans Wang
Local time: 09:19
Native speaker of: Native in EnglishEnglish, Native in NorwegianNorwegian
PRO pts in category: 4
Grading comment
Thanks :o)

Peer comments on this answer (and responses from the answerer)
agree  Viachaslau
17 mins
disagree  Charlesp: I dont think so.
2162 days
  -> http://www.safeklubben.no/doc//yrkesskadeogtrugghetsforsikri...
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1 day 8 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
No-fault liability insurance (or TFA)


Explanation:
Can also be (additional/supplemental/complimentary)occupational injury insurance, work injury insurance or workplace injury insurance. In Sweden, you are already covered for workplace injury by law, so the "TFA - tryghetsförsäkring vid arbeskada" covers you for additional workplace injuries which for some reason may not be covered.

It can, in other circumstances also mean "extended warranty" when buying, say, a lawnmower or something.

When not related to employment, it can also mean life, critical illness, accident and disabilility insurance. It all depends on the clauses in the policy itself.

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Note added at 1 day8 hrs (2009-07-17 22:56:14 GMT)
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No-fault liability insurance for occupational injury = trygghetsförsäkring vid arbetskada


    Reference: http://www.afa.se/upload/Blanketter/engelska.pdf
    Reference: http://osha.europa.eu/fop/sweden/en/faq
Petra Boyd (X)
Sweden
Local time: 16:19
Native speaker of: Native in SwedishSwedish, Native in EnglishEnglish

Peer comments on this answer (and responses from the answerer)
neutral  Charlesp: upon consideration, a nice and useful explanation, but I am not so sure about calling it No-fault liability insurance, as this usually refers to auto insurance.
2 days 10 hrs
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3 days 19 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
work injury insurance


Explanation:
Insurance for work-related or on the job injuries.
Could be called disability insurance, but is more comprehensive than that.

P.S. Is supplemental insurance.

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Note added at 3 days19 hrs (2009-07-20 09:49:22 GMT)
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The other terms suggested are certainly correct, however to simply say "work injury insurance" is less precise. And in a legal translation, you may want to avoid precision, ie imposing a definition which applies in one jurisdiction (the target language jurisdiction) which may or may not apply in the source language jurisdiction. In other words, it may have a specific meaning in Sweden, but the reader might think that disability insurance in Sweden is the same as disability insurance in their jurisdiction.

Charlesp
Sweden
Local time: 16:19
Native speaker of: English
PRO pts in category: 23
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