保険金・給付金

English translation: insurance payout/cash benefits or cash payouts

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Japanese term or phrase:保険金・給付金
English translation:insurance payout/cash benefits or cash payouts
Entered by: Luca Balestra

09:47 Jan 10, 2011
Japanese to English translations [PRO]
Bus/Financial - Insurance
Japanese term or phrase: 保険金・給付金
Hi, I have another insurance related question...
I am having some difficulty making a distinction between 保険金 and 給付金.
I have found that in Japanese the former indicates insurance benefits that are collected when the policy is terminated (most commonly at the death of the insured in life insurance), while the former indicates that the policy continues to be in effect after the payment of the benefit (e.g. hospitalization, accidents etc.).
Is there a way of distinguishing these two types of benefit in English, or should I simply explain the above in a footnote, etc.?
Thank you in advance.
Luca Balestra
United Kingdom
Local time: 17:57
insurance payout / cash benefits or cash payouts
Explanation:
This is the way that I would make the distinction between the two terms.

Here are some websites:
http://ejje.weblio.jp/content/保険金
保険金
読み方:ほけんきん
(名詞) insurance payout

http://kilimanjaro.cocolog-nifty.com/english_farm/2008/11/po...
「給付金」の英語!
例の一億国民への「給付金」!英語では、「cash payouts」というのだそうだ。「cash benefits、」とも英字紙には訳してあった。この「給付金」にまつわる毎日のドタバタを見聞きしていると、成長せずにいつまでも幼児の純真さ(?)と、愛らしさを失わないピーターパンを思い出す。


--------------------------------------------------
Note added at 1 hr (2011-01-10 11:36:09 GMT)
--------------------------------------------------

--- I just read over your two links. The first link you provide gives a good distinction.
--- Here are some websites using the term (insurance payout "保険金" - which is a life insurance payout or also a type of "death benefit")
http://www.wisegeek.com/what-are-death-benefits.htm
Life insurance is one of the simplest ways to get death benefits. In a life insurance policy, one or more people are named as the beneficiaries in the event of a death, and these individuals will receive death benefits after the policy-holder passes away. Some employers also offer death benefits as part of their compensation packages, often in the form of a partial or full salary paid to a spouse or another surviving family member. Some governments provide a lump sum death benefit to help with funeral costs, or to support minor children until they come of age.

http://www.telegraph.co.uk/finance/personalfinance/consumert...
Widow receives £3,600 insurance payout

--- Here are two healthcare-related websites using the term "cash benefits" (給付金):
http://www.kaiserhealthnews.org/Stories/2010/April/15/CLASS-...
New Long-Term Care Insurance Will Provide Flexible Cash Benefits

http://www.hsbc.com.hk/1/2/hk/insurance/health/hospital
HSBC's Hospital Cash Insurance plan gives you a daily cash benefit that is guaranteed, in addition to your existing medical insurance benefits, regardless of the actual hospital expenses.

Selected response from:

Joyce A
Thailand
Local time: 23:57
Grading comment
Thank you very much as always, Joyce.
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +3insurance payout / cash benefits or cash payouts
Joyce A
4insurance coverage, insurance benefits
Soonthon LUPKITARO(Ph.D.)


Discussion entries: 1





  

Answers


9 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5
insurance coverage, insurance benefits


Explanation:
See: http://www.economywatch.com/insurance-overview/insurance-ben...

Soonthon LUPKITARO(Ph.D.)
Thailand
Local time: 23:57
Native speaker of: Thai
PRO pts in category: 12
Notes to answerer
Asker: Thank you, Soonthon!

Login to enter a peer comment (or grade)

35 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +3
insurance payout / cash benefits or cash payouts


Explanation:
This is the way that I would make the distinction between the two terms.

Here are some websites:
http://ejje.weblio.jp/content/保険金
保険金
読み方:ほけんきん
(名詞) insurance payout

http://kilimanjaro.cocolog-nifty.com/english_farm/2008/11/po...
「給付金」の英語!
例の一億国民への「給付金」!英語では、「cash payouts」というのだそうだ。「cash benefits、」とも英字紙には訳してあった。この「給付金」にまつわる毎日のドタバタを見聞きしていると、成長せずにいつまでも幼児の純真さ(?)と、愛らしさを失わないピーターパンを思い出す。


--------------------------------------------------
Note added at 1 hr (2011-01-10 11:36:09 GMT)
--------------------------------------------------

--- I just read over your two links. The first link you provide gives a good distinction.
--- Here are some websites using the term (insurance payout "保険金" - which is a life insurance payout or also a type of "death benefit")
http://www.wisegeek.com/what-are-death-benefits.htm
Life insurance is one of the simplest ways to get death benefits. In a life insurance policy, one or more people are named as the beneficiaries in the event of a death, and these individuals will receive death benefits after the policy-holder passes away. Some employers also offer death benefits as part of their compensation packages, often in the form of a partial or full salary paid to a spouse or another surviving family member. Some governments provide a lump sum death benefit to help with funeral costs, or to support minor children until they come of age.

http://www.telegraph.co.uk/finance/personalfinance/consumert...
Widow receives £3,600 insurance payout

--- Here are two healthcare-related websites using the term "cash benefits" (給付金):
http://www.kaiserhealthnews.org/Stories/2010/April/15/CLASS-...
New Long-Term Care Insurance Will Provide Flexible Cash Benefits

http://www.hsbc.com.hk/1/2/hk/insurance/health/hospital
HSBC's Hospital Cash Insurance plan gives you a daily cash benefit that is guaranteed, in addition to your existing medical insurance benefits, regardless of the actual hospital expenses.



Joyce A
Thailand
Local time: 23:57
Native speaker of: Native in EnglishEnglish
PRO pts in category: 24
Grading comment
Thank you very much as always, Joyce.

Peer comments on this answer (and responses from the answerer)
agree  Gertraud K.
1 hr
  -> Thank you, Gertraud! :-)

agree  JapanLegal
6 hrs
  -> Thank you, Shannon! :-)

agree  Naomi Roulston
19 hrs
  -> Thank you, Naomi! :-)
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