Yang berhak menerima tanggungan
English translation: beneficiary
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| 01:20 Dec 26, 2009 |
| Indonesian to English translations [PRO] Human Resources | |||||||
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|  Selected response from: Wiyanto Suroso Indonesia Local time: 20:59 | ||||||
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| Summary of answers provided | ||||
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| 5 +1 | beneficiary |
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| 5 | insured |
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Answers
1 hr confidence: 
insured Explanation: Insured kkt. 1 mengasuransikan. 2 memastikan. -insured kb., ks. yang diasuransikan. the i. orang yang diasuransikan. ((Source: http://en.wikipedia.org/wiki/Life_insurance)) Parties to contract There is a difference between the insured and the policy owner (policy holder), although the owner and the insured are often the same person. For example, if Joe buys a policy on his own life, he is both the owner and the insured. But if Jane, his wife, buys a policy on Joe's life, she is the owner and he is the insured. The policy owner is the guarantee and he or she will be the person who will pay for the policy. The insured is a participant in the contract, but not necessarily a party to it. The beneficiary receives policy proceeds upon the insured's death. The owner designates the beneficiary, but the beneficiary is not a party to the policy. The owner can change the beneficiary unless the policy has an irrevocable beneficiary designation. With an irrevocable beneficiary, that beneficiary must agree to any beneficiary changes, policy assignments, or cash value borrowing. In cases where the policy owner is not the insured (also referred to as the celui qui vit or CQV), insurance companies have sought to limit policy purchases to those with an "insurable interest" in the CQV. For life insurance policies, close family members and business partners will usually be found to have an insurable interest. The "insurable interest" requirement usually demonstrates that the purchaser will actually suffer some kind of loss if the CQV dies. Such a requirement prevents people from benefiting from the purchase of purely speculative policies on people they expect to die. With no insurable interest requirement, the risk that a purchaser would murder the CQV for insurance proceeds would be great. In at least one case, an insurance company which sold a policy to a purchaser with no insurable interest (who later murdered the CQV for the proceeds), was found liable in court for contributing to the wrongful death of the victim (Liberty National Life v. Weldon, 267 Ala.171 (1957)). |
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2 hrs confidence: peer agreement (net): +1
peer agreement (net): +1beneficiary Explanation: Beneficiary (penerima uang pertanggungan): orang atau beberapa yang ditentukan akan menerima uang pertanggungan. http://digilib.petra.ac.id/viewer.php?page=9&submit.x=13&sub... Sedangkan menurut A. Hasyim Ali memahami arti kepentingan yang dapat diasuransikan dalam asuransi jiwa, tiga istilah perlu dipahami yaitu subyek, pemilik dan beneficiary (pihak yang berkepentingan). Subyek adalah orang yang kematiannya menyebabkan pembayaran polis. Pemilik adalah orang yang berwenang untuk melaksanakan semua hak dalam polis itu. Beneficiary adalah orang yang berhak atas hasil polis itu pada waktu meninggalnya subyek. Ketiga pihak ini atau dua pihak dapat merupakan pihak yang sama. (A. Hasyim Ali, 1993 : 90). http://makalahhukum.wordpress.com/2009/01/14/hukum-perbankan... |
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