gleichmäßigen Besicherung

English translation: even spread of (default) risk

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
German term or phrase:gleichmäßige Besicherung
English translation:even spread of (default) risk
Entered by: Steffen Walter

07:36 Jul 24, 2015
German to English translations [PRO]
Bus/Financial - Accounting / Annual Report
German term or phrase: gleichmäßigen Besicherung
"neu abgeschlossene Investitionsfinanzierung ebenfalls im Rahmen eines Konsortialdarlehensvertrages
(KDV II) erfolgte, ergab sich aus Gründen der gleichmäßigen Besicherung aller
beteiligten Banken"

Es geht hier um die Beschreibung der Investitionsfinanzierung in einem Geschäftsbericht. Nach meiner oberflächlichen Recherche der "Syndicated Loan" Verträge ist der Vorteil dieser Finanzierungsmethode "to spread the risk of a borrower default across multiple lenders" (Investopedia), aber ich bin durch diese Formulierung etwas verwirrt. Könnte das vielleicht hier passen?
Jennifer Buller
Local time: 20:28
even spread of (default) risk
Explanation:
In Abwandlung der Investopedia-Definition:
to spread the borrower default risk evenly across the banks (involved in the deal/transaction)

Oder: to provide collateral to all banks [to collateralise all banks] on an equal level
Selected response from:

Steffen Walter
Germany
Local time: 20:28
Grading comment
Thank you for your kind assistance!
4 KudoZ points were awarded for this answer



Summary of answers provided
3 +1even spread of (default) risk
Steffen Walter
4level collateral as security for all the banks involved
Adrian MM. (X)
3uniform coverage of credit risk
gangels (X)


Discussion entries: 2





  

Answers


1 hr   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +1
gleichmäßige Besicherung
even spread of (default) risk


Explanation:
In Abwandlung der Investopedia-Definition:
to spread the borrower default risk evenly across the banks (involved in the deal/transaction)

Oder: to provide collateral to all banks [to collateralise all banks] on an equal level

Steffen Walter
Germany
Local time: 20:28
Specializes in field
Native speaker of: Native in GermanGerman
PRO pts in category: 444
Grading comment
Thank you for your kind assistance!

Peer comments on this answer (and responses from the answerer)
agree  philgoddard
4 hrs
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23 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
gleichmäßigen Besicherung aller beteiligten Banken
level collateral as security for all the banks involved


Explanation:
The preposition is also important: of, by or across as per Steffen W.


    Reference: http://www.proz.com/kudoz/german_to_english/finance_general/...
Adrian MM. (X)
Local time: 20:28
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 86
Notes to answerer
Asker: Thank you for your help!

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2 days 6 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
uniform coverage of credit risk


Explanation:
is the standard expression, i.e. to guard against 'the risk of default' (not 'default risk'). I know, it has the same meaning, just not recited that way.

gangels (X)
Local time: 12:28
Works in field
Native speaker of: Native in EnglishEnglish, Native in GermanGerman
PRO pts in category: 122
Notes to answerer
Asker: This was also helpful in clarifying. Appreciate your comments.

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