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police d’assurance excédentaire

English translation: excess insurance

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
French term or phrase:police d’assurance excédentaire
English translation:excess insurance
Entered by: Neal Allen

16:23 Sep 6, 2018
French to English translations [PRO]
Bus/Financial - Insurance
French term or phrase: police d’assurance excédentaire
Context:Au surplus également de cette couverture, XXX a consenti une police d’assurance excédentaire en vigueur pendant la même période.

My question is: Is this a special type of insurance policy or is it just translated as "excess insurance" or "additional insurance".
Neal Allen
United States
Local time: 17:42
excess insurance
Explanation:
Having worked in the insurance industry for many years, I agree with you that excess insurance would fit in this instance. Excess insurance usually refers to insurance coverage which is above that provided by the primary (original) policy. That seems to be the meaning that is intended here in the French sentence.
Selected response from:

Nicole Acher
United States
Local time: 20:42
Grading comment
Thank you, Nicole.
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +7excess insurance
Nicole Acher
3extended coverage policy
John Fossey


  

Answers


6 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
extended coverage policy


Explanation:
It is usually a separate but related insurance policy that provides additional coverage than what was initially covered.


    Reference: http://www.businessdictionary.com/definition/extended-covera...
John Fossey
Canada
Local time: 20:42
Works in field
Native speaker of: Native in EnglishEnglish

Peer comments on this answer (and responses from the answerer)
neutral  philgoddard: I'm not sure about this. Your reference says it's for risks not covered by an existing policy, such as flood. But the limited context suggests it may simply provide a higher sum insured than the cover that's already in place.
8 mins
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15 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +7
excess insurance


Explanation:
Having worked in the insurance industry for many years, I agree with you that excess insurance would fit in this instance. Excess insurance usually refers to insurance coverage which is above that provided by the primary (original) policy. That seems to be the meaning that is intended here in the French sentence.

Nicole Acher
United States
Local time: 20:42
Native speaker of: Native in EnglishEnglish, Native in FrenchFrench
PRO pts in category: 4
Grading comment
Thank you, Nicole.

Peer comments on this answer (and responses from the answerer)
agree  philgoddard
1 min
agree  AllegroTrans
9 mins
agree  Eliza Hall: Yes. Excess insurance policy.
40 mins
agree  Nikki Scott-Despaigne: https://ssl.editionsthemis.com/uploaded/revue/article/23772_...
1 hr
agree  Daryo
2 hrs
agree  Samira S.: Yes
17 hrs
agree  Yvonne Gallagher
21 hrs
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