Credit charge

12:54 Jan 23, 2020
This question was closed without grading. Reason: Other

English to Serbian translations [PRO]
Bus/Financial - Poetry & Literature / publishing
English term or phrase: Credit charge
The only permitted form of payment pursuant to this Payment Contract are those credit cards or debit cards (credit charge) accepted by Us at the time You sign this Agreement.
Bogdan Petrovic
Serbia
Local time: 11:18


Summary of answers provided
5odloženo plaćanje uz otplatu celokupnog duga odjednom
Dragana Samardžijević


Discussion entries: 7





  

Answers


1 hr   confidence: Answerer confidence 5/5
credit charge
odloženo plaćanje uz otplatu celokupnog duga odjednom


Explanation:

Charge (čardž) kartica vam omogućuje da kupujete i plaćate tokom meseca, a da novac koji ste potrošili uplatite tek na kraju meseca. Rokovi su često i duži od ovoga – nekada do sredine narednog meseca, a nekad govorimo i o više meseci.
https://ersteznali.rs/poglavlje/charge-i-installment-kartice

Charge - odloženo plaćanje, obaveza se plaća odjednom, uobičajeni rokovi za odloženo plaćanje su 30, 45, 60 i 90 dana
http://www.potrosac.info/za-potrosace/saveti/finansijske-usl...

"Ponajprije, razlika između kartica s odgodom plaćanja, tzv. charge kartica, i kreditnih kartica u tome je da se za kartice s odgodom plaćanja cjelokupan trošak podmiruje jednom mjesečno u cijelosti, automatskom naplatom s transakcijskog računa te na takvo korištenje kartice nema plaćanja kamata. Kod kreditnih kartica zapravo je riječ o odobrenom kreditu."
https://www.vecernji.hr/biznis/kreditne-kartice-su-kredit-ch...

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Note added at 1 hr (2020-01-23 14:22:45 GMT)
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Iz ličnog iskustva...
U mom slučaju, ovo je u stvari opcija, a ne posebna vrsta kartice. Za klasičnu kreditnu karticu, da ne bih dug otplaćevala na rate, tražila sam da mi aktiviraju opciju naplate celokupnog duga odjednom.
Tako da, sve što njom plaćam u toku kalendarskog meseca, skida mi je odjednom, 15. sledećeg meseca.
Takođe sam mogla da biram da li ću ja da vodim računa o tome, ili da se opredelim za trajni nalog, tako da mi se sada skida automatski.
Kamata se, naravno, obračunava.

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Note added at 1 hr (2020-01-23 14:27:22 GMT)
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A charge card works as a type of credit card that requires you to pay your balance in full at the end of each billing cycle, rather than making monthly minimum payments on the balance over several months.
https://www.thebalance.com/the-difference-between-charge-car...

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Note added at 3 hrs (2020-01-23 16:14:00 GMT)
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Debitne kartice mogu imati i "credit" opciju.

Using a debit card can be a convenient alternative to cash, checks or credit cards. But many debit cards also have a credit network logo on them — Visa® or Mastercard®, for example — that lets you choose to pay with credit at merchants that accept those credit cards.
https://www.creditkarma.com/credit-cards/i/choosing-credit-o...

Dragana Samardžijević
Local time: 11:18
Native speaker of: Native in SerbianSerbian, Native in Serbo-CroatSerbo-Croat
PRO pts in category: 12

Peer comments on this answer (and responses from the answerer)
neutral  Daryo: in this text they mention a debit card that accepts "credit charge" i.e. a "debit" card that can be "recharged" by putting "credit" in it - more checks needed.
2 hrs
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