debt providers

18:03 Nov 9, 2016
This question was closed without grading. Reason: Other

English to Croatian translations [PRO]
Finance (general)
English term or phrase: debt providers
The majority of the investments are made by XY Company and are funded by debt providers.

Je li to oblik dužničkog financiranja?

Hvala
Laura
Laura1
Local time: 03:22


Summary of answers provided
4 -1... davaoci zajmova
Daryo
4 -2tvrtrke za utjerivanje dugova
Davor Ivic
Summary of reference entries provided
debt provider > kreditor
LogosART
debt and equity
Daryo

Discussion entries: 9





  

Answers


10 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): -2
tvrtrke za utjerivanje dugova


Explanation:
Nažalost i kod nas je sve više... T-com-u i bankama je preskupo navlačitise s dugotrajnim postupcima naplate pa dugove prodaju tvrtkama za manji iznos, a koje nemaju nikakvih skrupula, zovu vas rano ujutro, kasno navečer i u gluho doba noći iznoseći nevjerojatne prijetnje i maltretirajući dužnike. Od toga žive...Fuj

Davor Ivic
Croatia
Local time: 03:22
Works in field
Native speaker of: Native in CroatianCroatian, Native in EnglishEnglish
PRO pts in category: 28

Peer comments on this answer (and responses from the answerer)
disagree  Daryo: same low-life as in UK, but these are debt collectors, not debt providers // the difference between s.o. chasing you to take money from you and s.o. willing to give you money as a loan is a bit more than just wordplay ...
3 hrs
  -> We stay disagreed, but it is still a quality conversation. Disagreements often bring solution, provided both parties are not stubborn and willing to question another opinion

disagree  Vesna Maširević: One stupaju u akciju tek ako dužnik ne izmiri dug prema "debt provider-u". Svejedno, zanima me kako ste došli na ideju da utjerivači dugova mogu biti izvor financiranja investicija?
14 hrs
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3 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): -1
[are funded by] debt providers
... davaoci zajmova


Explanation:
equity investors = become co-owners of the business

debt providers = just give a loan to the business

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Note added at 3 hrs (2016-11-09 21:50:16 GMT)
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https://en.wikipedia.org/wiki/Venture_debt

http://newsandinsights.businessgrowthfund.co.uk/equity-debt-...

--------------------------------------------------
Note added at 3 days17 hrs (2016-11-13 11:38:56 GMT)
--------------------------------------------------

are funded by debt providers
=
financirano putem dužničkog financiranja

financirano putem zaduživanja

financirano od strane davatelja zajmova


3. DUŽNIČKO FINANCIRANJE

3.1. Pojam dužničkog financiranja

Dužničko financiranje, financiranje zaduživanjem [mnogo jasnije po meni] predstavlja vanjsko financiranje iz tuđih izvora i stoji na raspolaganju trgovačkim društvima nasuprot financiranju dioničkim kapitalom. Dužničkim financiranjem trgovačka društva, u cilju stjecanja gotovog novca, stvaraju obveze prema onima koji osiguravaju financiranje.

Daryo
United Kingdom
Local time: 02:22
Specializes in field
Native speaker of: Native in SerbianSerbian, Native in FrenchFrench
PRO pts in category: 8

Peer comments on this answer (and responses from the answerer)
disagree  Davor Ivic: na hrvatskom bi se reklo davatelji ili pružatelji, dobbavljači, stvar je trosmislena
43 mins
  -> agree about "davatelji ili pružatelji" [although even that may not be the technical term], but that "fine tuning" is the easy part once you've got the meaning right ....
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Reference comments


16 mins peer agreement (net): +4
Reference: debt provider > kreditor

Reference information:
http://www.proz.com/kudoz/english_to_croatian/finance_genera...

LogosART
Croatia
Native speaker of: Dutch
PRO pts in category: 63

Peer comments on this reference comment (and responses from the reference poster)
agree  Daryo
3 hrs
  -> Hvala lijepa! Kind regards!
agree  Kolumbina Benčević Tomljanović: kolega, zašto ne biste predložili odgovor? ups, zapravo sad vidim da je to referenca na postojeći :)
12 hrs
  -> Zahvalujem uz sdračne pozdrave!
agree  Vesna Maširević: Debt provider - Lender such as a bank or finance company https://books.google.rs/books?id=BEyzAV-wyPMC&pg=PA95&lpg=PA...
14 hrs
  -> Mnogo hvala! Pozdrav!
agree  Mirna Vilisic
1 day 2 hrs
  -> Hvala lijepa! Lp!
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3 hrs
Reference: debt and equity

Reference information:
Equity or debt: what is the most effective way to fund a growing company?

May 2014

Taking a business to the next stage can be daunting. It requires confidence, capability and capital. In recent years, the third of these all-important ingredients was relatively easy and cheap to secure through bank lending. All that changed with the financial crisis. Today, many business owners will tell you that the new reality means growth ambitions have had to be put on hold.

However, there is a strong alternative form of finance: equity. This form of funding was most commonly used to grow businesses before the world got hooked on the availability of cheap debt. At BGF we believe that equity has always been one of the best ways to fund a growing business. Here we want to answer some of the questions we are most frequently asked by business owners.

In accepting equity finance, will I lose control of my business?

No. Equity investors buy a stake in your company at a fair price - and in our case, this is always minority stake. We gain from growth generated in the company and as such our interests are aligned with yours. Our investment is a vote of confidence in your ability to manage your business successfully.

Is equity finance more expensive than debt?

It is true that equity investors assume more risk than debt providers and, as a result, they expect to be compensated for this higher risk through a better return than a debt provider would demand.

However the form of that return differs between debt and equity. Lenders expect regular interest and the full repayment of their loan in fixed time period. Equity investors by contrast do not require such regular cash payments. They are rewarded with dividends which are generally only taken when there is a surplus of cash over the capital needs of the company; in other words they are rewarded only when the company has been successful.
....http://newsandinsights.businessgrowthfund.co.uk/equity-debt-...

Daryo
United Kingdom
Specializes in field
Native speaker of: Native in SerbianSerbian, Native in FrenchFrench
PRO pts in category: 8
Note to reference poster
Asker: Tako je postoji debt - odnosno dužničko financiranje i eguity odnosno financiranje dioničkim kapitalom. Ako krenemo od pretpostavke da su debt providers = debt financing providers, odnosno oni koji omogućavaju dužničko financiranje (zaduživanjem), ja ću to prevesti kao dužničko financiranje. Evo definicije za svih: 3. DUŽNIČKO FINANCIRANJE 3.1. Pojam dužničkog financiranja Dužničko financiranje, financiranje zaduživanjem predstavlja vanjsko financiranje iz tuđih izvora i stoji na raspolaganju trgovačkim društvima nasuprot financiranju dioničkim kapitalom. Dužničkim financiranjem trgovačka društva, u cilju stjecanja gotovog novca, stvaraju obveze prema onima koji osiguravaju financiranje. Prednosti financiranja zaduživanjem su kamata i drugi troškovi koji umanjuju osnovicu za utvrđivanje poreza, vjerovnici ne sudjeluju u zaradi društva, te ne dolazi do smanjenja kontrole nad poduzećem. Nedostaci financiranja zaduživanjem su da kamate moraju biti plaćene bez obzira na prihode poduzeća, dug mora biti vraćen na dan dospijeća, odredbe ugovora kojim se poduzeće zadužuje mogu sadržati razna ograničenja, poduzeće može postati prezaduženo u slučaju da se poslovni plan ne ispuni i dr. (Shim, Siegel, 2007:399). Dužničko financiranje prema vremenu raspoloživosti izvora može biti kratkoročno, srednjoročno ili dugoročno.


Peer comments on this reference comment (and responses from the reference poster)
neutral  Vesna Maširević: Debt - dužničko financiranje/ svako fin. iz tuđih izvora (putem kredita i emisijom obveznica). Nasuprot equity - vlasničko fin. (emisijom akcija)/ Samo sam pojasnila termine koje ste naveli - da se ne stvara zabuna. Dužn.fin. je širi pojam od kreditiranja
11 hrs
  -> nije šija nego vrat? da može i tako ...
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