doorvermenigvuldigen

English translation: multiplying through

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Dutch term or phrase:doorvermenigvuldigen
English translation:multiplying through
Entered by: Jon O (X)

11:07 Dec 3, 2008
Dutch to English translations [PRO]
Bus/Financial - Insurance
Dutch term or phrase: doorvermenigvuldigen
From a document detailing the workings of a pension insurance scheme:

"Alle tarieffactoren worden onderling doorvermenigvuldigd."

Thanks for any help!
Jon O (X)
United Kingdom
Local time: 18:36
multiplying through
Explanation:
As Sindy has suggested that you might like to stick with my solution, I guess I ought to enter it as a possible answer. It sounds to me as if what you have here is the insurance company trying to blackmail the proposer into submitting to a voluntary medical examination because otherwise their assessed premium will be calculated less favourably, possibly by a geometric calculation, but in any event more expensive for the proposer. It is possible that the wording has been made intentionally vague by the company in order to avoid this "blackmail" being too obvious.
Selected response from:

Textpertise
United Kingdom
Local time: 17:36
Grading comment
Many thanks to everyone for their contributions to this discussion, it's much appreciated.
3 KudoZ points were awarded for this answer



Summary of answers provided
4calculate geometrically
sindy cremer
4multiplying through
Textpertise
3(mutually) extrapolated/projected with adjustments for contingencies/
Adrian MM. (X)


Discussion entries: 13





  

Answers


1 hr   confidence: Answerer confidence 4/5Answerer confidence 4/5
calculate geometrically


Explanation:
http://www.ecipensioenfonds.nl/jaarverslag.htm:

Het beleggingsrendement is berekend volgens de VBA-Performance Presentatie Standaarden waarbij waardering van de portefeuille op maandbasis plaatsvindt en de periode-rendementen *** meetkundig (dat wil zeggen met elkaar doorvermenigvuldigd) berekend *** worden. De beleggingen voor rekening en risico van de deelnemers zijn niet in deze berekening opgenomen

Cf.: http://xfi.exeter.ac.uk/workingpapers/0709.pdf
for a detailed comparison on arithmetic vs. geometric risk premiums
("The second source of
bias arises from the difference between arithmetic and geometric premia.")



--------------------------------------------------
Note added at 5 hrs (2008-12-03 16:57:57 GMT)
--------------------------------------------------

http://74.125.77.132/search?q=cache:eMa7grZkBNYJ:www.bertkra... :

“ Bij Rekenkundige Rijen (RR) geldt dat iedere term ontstaat door bij de voorgaande term een vast getal op te tellen: het verschil (v).
Bij Meetkundige Rijen (MR) geldt dat iedere term ontstaat door de voorgaande met een vast getal te ***vermenigvuldigen*** “

http://www.rics.org/NR/rdonlyres/B59119AF-A281-4E8A-A079-1FD... :

"
This is simply the geometric mean rate of return. It is calculated
by taking the nth root of a series of intermediate returns over
n periods. For instance, if the returns over four successive periods
are 1%, 2%, 3% and 4% say, the TWRR is given by:
TWRR = ( (1.01) x (1.02) x (1.03) x (1.04) ) - 1
= 0.024939 (or 2.4939%) "

http://www.flexsecurity.info/flx/download/20081003_brochure_...

" Het meetkundig rendement over een periode van bijvoorbeeld 5 jaar wordt verkregen door alle afzonderlijke jaarrendementen *** met elkaar te vermenigvuldigen *** en vervolgens van het resultaat de 5-de-machtswortel te nemen.


--------------------------------------------------
Note added at 5 hrs (2008-12-03 17:04:55 GMT)
--------------------------------------------------

IMO you might actually stick to Textpertise's option: "multiplying through" :

http://scholierenlab.tudelft.nl/nl/forum/topic/wiskunde/pois...

http://www.maths.manchester.ac.uk/service/MATH19641/ans2.pdf

sindy cremer
Works in field
Native speaker of: Native in DutchDutch
PRO pts in category: 13

Peer comments on this answer (and responses from the answerer)
neutral  Textpertise: This relates to assessment of portfolio risk. I think the target text relates to assessment of an individual's insurance premium. "Premium" used in different senses entirely. I am dubious.
2 hrs
  -> The "premium" is irrelevant: it's the calculation method that matters. "Doorvermenigvuldigen" is a geometric calculation method.
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6 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
multiplying through


Explanation:
As Sindy has suggested that you might like to stick with my solution, I guess I ought to enter it as a possible answer. It sounds to me as if what you have here is the insurance company trying to blackmail the proposer into submitting to a voluntary medical examination because otherwise their assessed premium will be calculated less favourably, possibly by a geometric calculation, but in any event more expensive for the proposer. It is possible that the wording has been made intentionally vague by the company in order to avoid this "blackmail" being too obvious.

Textpertise
United Kingdom
Local time: 17:36
Works in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 23
Grading comment
Many thanks to everyone for their contributions to this discussion, it's much appreciated.
Login to enter a peer comment (or grade)

2 days 9 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
(mutually) extrapolated/projected with adjustments for contingencies/


Explanation:
cf. durchrechnen of industrial pensions in DE & AT! Allowance and adjustment is made for e.g. long, pension-ineligible maternity breaks and unforeseen contingencies as well as mishaps.

Example: a pension assumes 40 years' working life. The employee takes 2 years' maternity leave or goes on a 1-year world trekk. The pension is 'multiplied through' at a correspondingly lower ratio.




Example sentence(s):
  • researchers have been forced to extrapolate contingencies of extant life backward. in time. Such reversal of the historical process is methodologically ...

    Reference: http://www.springerlink.com/index/l512054218150vk2.pdf
Adrian MM. (X)
Local time: 18:36
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 15
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