risicotermijnverzekering

English translation: term life insurance

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
Dutch term or phrase:risicotermijnverzekering
English translation:term life insurance
Entered by: ddescamps

18:06 Sep 27, 2008
Dutch to English translations [PRO]
Bus/Financial - Insurance
Dutch term or phrase: risicotermijnverzekering
This is a text on life insurances and mortgages. This is the context: "Voor verzekeringen waarbij na overlijden van de verzekerde recht bestaat op een of meer uitkeringen in de toekomst, is het aanvangsrisico gelijk aan de contante waarde van die uitkering(en).
Voorbeelden zijn de kapitaalverzekering op vaste termijn, de risicotermijnverzekering en de verzekering van erfrente."
ddescamps
Belgium
Local time: 01:41
term life insurance
Explanation:
De term risicotermijnverzekering komt maar 7 keer voor op google, de meeste in examenvragen:
11. Bereken met behulp van bovenstaande gegevens de nettokoopsom van een 40-jarige man voor een risicotermijnverzekering. Verzekeringsduur drie jaar. De rekenrente is 3%. Geef uw berekening

Volgens mij is dat:
TERM LIFE INSURANCE
A form of life insurance that covers the insured person for a certain period of time, the “term” that is specified in the policy. It pays a benefit to a designated beneficiary only when the insured dies within that specified period which can be one, five, 10 or even 20 years. Term life policies are renewable but premiums increase with age.
(uit Kate's reference).


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Note added at 1 hr (2008-09-27 20:05:32 GMT)
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Ja, eens met textpertise. De vraag is of het al dan niet om levensverzekering gaat, maar aangezien in de toelichting gezegd werd dat het om levensverzekering gaat ben ik daarvan uitgegaan (daar vanuit gegaan, daar vanuitgegaan?)
Selected response from:

Lianne van de Ven
United States
Local time: 19:41
Grading comment
Thank you very much. I hope I can return the favor one day!
4 KudoZ points were awarded for this answer



Summary of answers provided
4term insurance against risk
Textpertise
3term life insurance
Lianne van de Ven
Summary of reference entries provided
Kate Hudson (X)

  

Answers


1 hr   confidence: Answerer confidence 4/5Answerer confidence 4/5
term insurance against risk


Explanation:
termijnverzekering is term insurance. A term insurance is an insurance which lasts a fixed number of years and you insure yourself against the happening of a particular risk during the term for which the insurance runs. So if you have term life insurance for 20 years, you pay a certain premium for the full 20 years and you are insured against dying during that 20 year period for the amount for which you are insured. There is no savings or investment element in a term insurance. You do not build up equity. You simply pay the premium for the duration of the term. Whilst the most usual risk normally insured against is loss of life, other risks can be insured against by the same method.


    Reference: http://www.google.co.uk/search?hl=en&defl=en&q=define:TERM+I...
Textpertise
United Kingdom
Local time: 00:41
Works in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 23
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1 hr   confidence: Answerer confidence 3/5Answerer confidence 3/5
term life insurance


Explanation:
De term risicotermijnverzekering komt maar 7 keer voor op google, de meeste in examenvragen:
11. Bereken met behulp van bovenstaande gegevens de nettokoopsom van een 40-jarige man voor een risicotermijnverzekering. Verzekeringsduur drie jaar. De rekenrente is 3%. Geef uw berekening

Volgens mij is dat:
TERM LIFE INSURANCE
A form of life insurance that covers the insured person for a certain period of time, the “term” that is specified in the policy. It pays a benefit to a designated beneficiary only when the insured dies within that specified period which can be one, five, 10 or even 20 years. Term life policies are renewable but premiums increase with age.
(uit Kate's reference).


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Note added at 1 hr (2008-09-27 20:05:32 GMT)
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Ja, eens met textpertise. De vraag is of het al dan niet om levensverzekering gaat, maar aangezien in de toelichting gezegd werd dat het om levensverzekering gaat ben ik daarvan uitgegaan (daar vanuit gegaan, daar vanuitgegaan?)

Lianne van de Ven
United States
Local time: 19:41
Native speaker of: Native in DutchDutch
PRO pts in category: 30
Grading comment
Thank you very much. I hope I can return the favor one day!
Login to enter a peer comment (or grade)




Reference comments


1 hr
Reference

Reference information:
This is an insurance glossary. You might find something under annuity.

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Note added at 1 hr (2008-09-27 19:36:54 GMT)
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It might be the following:
LIFE ANNUITY WITH PERIOD CERTAIN*
A type of annuity contract that guarantees periodic income payments throughout the lifetime of a named individual—the annuitant—and guarantees that the payments will continue for at least a specified period. If the annuitant dies before the end of that specified period, the payments will continue to be paid until the end of the period to a beneficiary designated by the annuitant. (See Life annuity)


    Reference: http://www.iii.org/media/glossary/alfa.A/
Kate Hudson (X)
Netherlands
Native speaker of: English
PRO pts in category: 44
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