проблемная категория потребителей

14:51 Sep 11, 2017
This question was closed without grading. Reason: Answer found elsewhere

Russian to English translations [PRO]
Bus/Financial - Finance (general) / Explanatory note to a business plan
Russian term or phrase: проблемная категория потребителей
Контекст:

Это связано с увеличением дебиторской задолженности проблемных категорий потребителей.

TIA
Mikhail Zavidin
Local time: 04:13


Summary of answers provided
5the category of consumers with problem loans
Angelina Galanska
3toxic clients
Mikhail Kropotov
3deadbeat consumers
Frank Szmulowicz, Ph. D.
4 -1bad/nonperforming consumer loans
The Misha
Summary of reference entries provided
troubled/high risk consumer category/type
Turdimurod Rakhmanov

Discussion entries: 7





  

Answers


7 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
toxic clients


Explanation:
#

Mikhail Kropotov
Germany
Local time: 03:13
Native speaker of: Russian
PRO pts in category: 67
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45 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
deadbeat consumers


Explanation:
Deadbeat identifies the problem and gives the term a unique nuance.
ccccccccc
a person who deliberately avoids paying debts
http://www.dictionary.com/browse/deadbeat

one who persistently fails to pay personal debts or expenses
https://www.merriam-webster.com/dictionary/deadbeat

A deadbeat is someone who owes money or has other financial obligations and doesn't meet them. Deadbeats don't pay their bills.
https://www.vocabulary.com/dictionary/deadbeat

ccccccc
at a small set of deadbeat consumers made the utility's "bad-debt balloon.
http://old.seattletimes.com/html/businesstechnology/20021439...

cccc
as launched a campaign against deadbeat consumers who have not paid the outstanding dues of the electricity distribution companies.

http://amannews.com/getting-tougher-nab-to-take-action-again...

Frank Szmulowicz, Ph. D.
United States
Local time: 21:13
Works in field
Native speaker of: Native in EnglishEnglish, Native in PolishPolish
PRO pts in category: 109
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1 hr   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): -1
bad/nonperforming consumer loans


Explanation:
as in "This has been associated with a rise in bad/nonperforming consumer loans".

This, or similar, is how this would most likely be phrased in finance and economics speak in the US. Nothing wrong with deadbeat or toxic (I mean, it IS wrong, but you know what I mean:))), except those are fairly colorful epithets, and that's exactly what you want to avoid in most business reports and such. You know, these are politically correct times and all that.

Then again, ask yourself WHO you are translating for. If your client fully expects the usual Runglish, give them their expected "accounts receivable from problem categories of consumers" and be done with it.

The Misha
Local time: 21:13
Specializes in field
Native speaker of: Native in RussianRussian
PRO pts in category: 130

Peer comments on this answer (and responses from the answerer)
disagree  Angelina Galanska: We are talking about consumers, not loans here
11 hrs
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12 hrs   confidence: Answerer confidence 5/5
the category of consumers with problem loans


Explanation:

https://www.bbb.org/new-york-city/get-consumer-help/.../your...
Subprime loans are more expensive loans given to consumers with flaws in .... a number of neighborhood agencies that assist consumers with problem loans or ...

Problem Loan - Investopedia
www.investopedia.com/terms/p/problem-loan.asp
In the banking industry, a problem loan is one of two things; it can be a commercial loan that is at least 90 days past due, or a consumer loan that it at least 180 days past due. This type of loan is also referred to as a nonperforming asset.

Angelina Galanska
United States
Specializes in field
Native speaker of: Native in BulgarianBulgarian
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Reference comments


6 mins peer agreement (net): +1
Reference: troubled/high risk consumer category/type

Reference information:
troubled/high risk consumer category/type


    https://www.multitran.ru/c/m.exe?a=3&&s=%EF%F0%EE%E1%EB%E5%EC%ED%FB%E9%20&sc=55&l1=2&l2=1
Turdimurod Rakhmanov
Kyrgyzstan
Specializes in field
Native speaker of: Native in UzbekUzbek, Native in KirghizKirghiz
PRO pts in category: 52

Peer comments on this reference comment (and responses from the reference poster)
agree  Frank Szmulowicz, Ph. D.
28 mins
  -> Thank you, Frank.
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