non-covered pension

Polish translation: świadczenia emerytalne na które nie były potrącane składki z zarobków

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
English term or phrase:non-covered pension
Polish translation:świadczenia emerytalne na które nie były potrącane składki z zarobków
Entered by: dariaemma

17:59 May 12, 2017
English to Polish translations [PRO]
Law/Patents - Insurance / emerytury, świadczenia
English term or phrase: non-covered pension
kontekst:
To learn more about how non-covered pension affect Social Security benefits, please see our factsheet title 'Windfall Elimination Provision'...
dariaemma
Poland
Local time: 07:15
świadczenia emerytalne na które nie były potrącane składki z zarobków
Explanation:
Propozycja.

Za SSA; wersja po angielsku:
https://www.ssa.gov/pubs/EN-05-10022.pdf

Wersja polska:
https://www.ssa.gov/pubs/PO-05-10045.pdf

Świadczenia emerytalne z ubezpieczenia
społecznego osób zatrudnionych u pracodawców, którzy nie
potrącali z zarobków podatku na ubezpieczenie społeczne,
np. w urzędzie państwowym lub zagranicą, mogą ulec
obniżeniu, jeżeli uposażenie rentowe należy się z tytułu
takiego zatrudnienia

Also:
http://maximizemysocialsecurity.com/content/non-covered-pens...

If you worked in federal, state, or local government jobs, or any other employment not covered by Social Security (jobs where Social Security taxes were not deducted from your paycheck), please enter all pensions that you are receiving or will receive from those jobs. We need this information to apply the Windfall Elimination Provision and the Government Pension Offset -- provisions that can reduce the benefits of workers with non-covered employment. If all your jobs were covered, just skip this screen.

Your receipt of a non-covered pension can affect your Social Security retirement benefit through Social Security's Windfall Elimination Provision. Also, your non-covered pensions will affect the amount of spousal and survivor benefits you can receive based on your partner's earnings record via the Government Pension Offset provision.
Selected response from:

midnight_train
United States
Local time: 00:15
Grading comment
4 KudoZ points were awarded for this answer



Summary of answers provided
3świadczenia emerytalne na które nie były potrącane składki z zarobków
midnight_train
3emerytura poza systemem ubezpieczeń społecznych
Roman Kozierkiewicz
2świadczenie emerytalne nabyte poza federalnym systemem ubezpieczeń społecznych (Social Security)
Jacek Kloskowski


  

Answers


1 hr   confidence: Answerer confidence 3/5Answerer confidence 3/5
świadczenia emerytalne na które nie były potrącane składki z zarobków


Explanation:
Propozycja.

Za SSA; wersja po angielsku:
https://www.ssa.gov/pubs/EN-05-10022.pdf

Wersja polska:
https://www.ssa.gov/pubs/PO-05-10045.pdf

Świadczenia emerytalne z ubezpieczenia
społecznego osób zatrudnionych u pracodawców, którzy nie
potrącali z zarobków podatku na ubezpieczenie społeczne,
np. w urzędzie państwowym lub zagranicą, mogą ulec
obniżeniu, jeżeli uposażenie rentowe należy się z tytułu
takiego zatrudnienia

Also:
http://maximizemysocialsecurity.com/content/non-covered-pens...

If you worked in federal, state, or local government jobs, or any other employment not covered by Social Security (jobs where Social Security taxes were not deducted from your paycheck), please enter all pensions that you are receiving or will receive from those jobs. We need this information to apply the Windfall Elimination Provision and the Government Pension Offset -- provisions that can reduce the benefits of workers with non-covered employment. If all your jobs were covered, just skip this screen.

Your receipt of a non-covered pension can affect your Social Security retirement benefit through Social Security's Windfall Elimination Provision. Also, your non-covered pensions will affect the amount of spousal and survivor benefits you can receive based on your partner's earnings record via the Government Pension Offset provision.


midnight_train
United States
Local time: 00:15
Specializes in field
Native speaker of: Polish
PRO pts in category: 4
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10 hrs   confidence: Answerer confidence 2/5Answerer confidence 2/5
świadczenie emerytalne nabyte poza federalnym systemem ubezpieczeń społecznych (Social Security)


Explanation:
What do federal employees contribute toward their retirement benefits now?

That varies. Employees under the Civil Service Retirement System, which generally covers employees first hired before 1984, pay 7 percent of their salary into the federal retirement fund. They don’t pay Social Security payroll taxes, nor do they earn a Social Security benefit through their federal service. Their entire retirement benefit comes from the civil service fund, unless they earn a Social Security benefit from employment elsewhere. If they do, that benefit is reduced in most cases.

Employees first hired in 1984 and after generally are in the Federal Employees Retirement System. They earn the same Social Security benefit and pay the same Social Security contribution as other workers. Typically that is 6.2 percent of salary, although in 2011 and 2012 (now that a full-year extension has been signed) it is 4.2 percent. In addition, they pay 0.8 percent toward a civil service benefit that is worth roughly half the value of a CSRS annuity for an employee with a similar work record.

Some employees, primarily in law enforcement, firefighting and air traffic control, pay an additional 0.5 percent of salary toward their civil service benefit, and receive an enhanced annuity.

https://www.washingtonpost.com/blogs/federal-eye/post/federa...

When an individual has worked in a job not covered by Social Security and receives a pension from that non-covered employment, retirement planning can be complicated. The key is the pension from government or other non-covered work.


If there is no pension, then the following Social Security reductions don't apply.

Although most federal workers hired after 1983 are covered by Social Security, public-sector employees in 15 states aren't. That total includes the entire states of Alaska, California, Colorado, Connecticut, Illinois, Louisiana, Maine, Massachusetts, Missouri, Nevada, Ohio and Texas, as well as certain local governments in Georgia, Kentucky, and Rhode Island.

FALSE ESTIMATES

Unfortunately, many people don't realize that their benefits may be reduced until they retire because their Social Security benefit estimate — the one that they used to receive in the mail and now must go online to retrieve — doesn't reflect the reduction.

But if a Social Security benefits statement lists $0 for any year of work, that is the first hint that a client may be subject to offset rules for retirement or dependent benefits. Advisers who aren't sure should urge their clients to contact their current or former employer to ask how their work may affect their Social Security benefits.

http://www.investmentnews.com/article/20140202/REG/302029991...

Jacek Kloskowski
United States
Local time: 01:15
Works in field
Native speaker of: Native in PolishPolish, Native in EnglishEnglish
PRO pts in category: 28
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16 hrs   confidence: Answerer confidence 3/5Answerer confidence 3/5
emerytura poza systemem ubezpieczeń społecznych


Explanation:
Skrócona wersja odpowiedzi JackMarka

Roman Kozierkiewicz
Local time: 07:15
Native speaker of: Native in PolishPolish
PRO pts in category: 641
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