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  3. Finance (general)

clause de modulation de l\'échéance initiale

English translation: initial repayment adjustment clause

08:27 Aug 23, 2016
French to English translations [PRO]
Bus/Financial - Finance (general)
French term or phrase: clause de modulation de l\'échéance initiale
agreement on new terms for loan repayment... I am unsure of the correct English terminology for this

many thanks
ainichi
United Kingdom
English translation:initial repayment adjustment clause
Explanation:
AFAIK there is no boilerplate EN expression for this. It's simply referring to a clause that allows for the initial repayment/instalment to be amended.
Selected response from:

Rob Grayson
United Kingdom
Local time: 20:31
Grading comment
Selected automatically based on peer agreement.
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +3initial repayment adjustment clause
Rob Grayson
3original loan term (or instalment) review clause
Adrian MM. (X)


  

Answers


3 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +3
initial repayment adjustment clause


Explanation:
AFAIK there is no boilerplate EN expression for this. It's simply referring to a clause that allows for the initial repayment/instalment to be amended.

Rob Grayson
United Kingdom
Local time: 20:31
Specializes in field
Native speaker of: English
PRO pts in category: 805
Grading comment
Selected automatically based on peer agreement.

Peer comments on this answer (and responses from the answerer)
agree  writeaway
40 mins
agree  philgoddard
44 mins
agree  AllegroTrans
1 hr
neutral  Adrian MM. (X): any references or authority for this translation? //I've been drafting loan agreements, mortgage and suretyship deeds as well as cond. bills of sale for almost 40 years, so - in the words of an ES/EN Solicitor translator -am afraid I cannot help you.
2 hrs
  -> How about answering my question as to how "échéance initiale" can possibly refer to the whole term of the loan?
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1 hr   confidence: Answerer confidence 3/5Answerer confidence 3/5
clause de modulation de l'échéance initiale
original loan term (or instalment) review clause


Explanation:
Thinking translators need to know if the échéance refers to the due date of the individual (BrE) instalments (AmE) installments or of the whole loan term.

Example sentence(s):
  • Error loading player: No playable sources found What is a 'Term Loan' A term loan is a loan from a bank for a specific amount that has a specified repayment schedule and a fixed or floating interest rate.

    Reference: http://finance.zacks.com/renewing-loan-work-9722.html
Adrian MM. (X)
Local time: 21:31
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 83

Peer comments on this answer (and responses from the answerer)
neutral  writeaway: reading translators can see asker is in the UK
33 mins
  -> Yes, but some interpreters and translators - even those not going to the shrink -might be unaware of the US spelling.
neutral  Rob Grayson: In what way could "l'échéance initiale" possibly refer to the whole loan term? // Linguee is your authoritative reference? Really?? Any way, the question is about the "échéance *initiale*".
37 mins
  -> I don't believe it: http://www.linguee.fr/francais-anglais/traduction/échéance d... and amortissement is the repayment element.//Initiale denotes the original *instalment* https://fr.wikipedia.org/wiki/Échéance_(finance)
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