05:33 Jan 23, 2014
@MacroJanus
Thanks for the link. It does explain it the way it is.
"He who has caused the damage is bound to repair it and, if he has done it maliciously, he may be compelled to pay beyond the actual loss. When damage occurs by accident, without blame to anyone, the loss is borne by the owner of the thing injured; e.g., if a horse run away with his rider, without any fault of the latter, and injures the property of another person, the injury is the loss of the owner of the thing"
In this case (ie 'the horse case') you may only be required to repair the fencing or pay for the repair if you or the other party have it done by sb else. That's how we redress/repair a damage "naprawiamy szkodę" and that is also why Karol is right.
btw. I don't want to sound too pushy, but I used to work with underwriters for a couple of years while being employed in foreign trade and during that time a loss or damage was our daily bread, so to say. | 
peer agreement (net): +4