seguro-fiança

English translation: Surety Insurance

13:09 Jun 7, 2013
Portuguese to English translations [PRO]
Bus/Financial - Finance (general)
Portuguese term or phrase: seguro-fiança
Há um seguro-fiança emitido pelo Banco x em substituição à garantia anterior (seguro-garantia da Seguradora y).
Esta garantia tem a Empresa A como tomadora e como segurado o IDB (Interamerican Development Bank) e constitui-se de cessão fiduciária de ações, debêntures e títulos de capitalização.

Será que posso traduzir como "surety bond"? Fora isso, seguro garantia e seguro fiança são sinônimos?
PaulaEsp
Local time: 08:32
English translation:Surety Insurance
Explanation:
Surety insurance; insurance against default of the debtor (especially in lease agréments).

Fonte: Dicionário de Direito, Economia e Contabilidade, Marcílio Moreira de Castro.
Selected response from:

Beatriz Goulart
Brazil
Local time: 10:32
Grading comment
2 KudoZ points were awarded for this answer



Summary of answers provided
4surety bond/surety
Marlene Curtis
4Surety Insurance
Beatriz Goulart
3loan insurance / a bond guarantee
nweatherdon


Discussion entries: 1





  

Answers


29 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
loan insurance / a bond guarantee


Explanation:
I think it's more about the guarantee in the case of troubles than about some underlying bond/credit situation.

nweatherdon
Canada
Specializes in field
Native speaker of: English
PRO pts in category: 3
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2 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
surety bond/surety


Explanation:
I would use "surety bond", it is more encompassing.

A surety bond or surety is a promise to pay one party (the obligee) a certain amount if a second party (the principal) fails to meet some obligation, such as fulfilling the terms of a contract. The surety bond protects the obligee against losses resulting from the principal's failure to meet the obligation.

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Note added at 1 dia26 minutos (2013-06-08 13:35:42 GMT)
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O seguro garantia é uma alternativa também à fiança bancária, que está prevista no inciso II do artigo 9º da Lei de Execuções Fiscais. As empresas têm preferido procurar as seguradoras porque os juros costumam ser mais baixos que os bancários.

Mas se a resistência da Justiça em admitir a fiança bancária é grande, o seguro garantia é ainda mais rejeitado. Um dos argumentos é que os contratos de fiança bancária têm renovação automática, enquanto os de seguro garantia precisam ser renovados pelas partes periodicamente

Marlene Curtis
United States
Local time: 09:32
Specializes in field
Native speaker of: Native in PortuguesePortuguese
PRO pts in category: 941
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2 days 5 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
Surety Insurance


Explanation:
Surety insurance; insurance against default of the debtor (especially in lease agréments).

Fonte: Dicionário de Direito, Economia e Contabilidade, Marcílio Moreira de Castro.

Beatriz Goulart
Brazil
Local time: 10:32
Native speaker of: Native in PortuguesePortuguese
PRO pts in category: 2
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