Ces montants interviennent en 2ème ligne

English translation: as a secondary measure, following/complementing the principal options

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
French term or phrase:Ces montants interviennent en 2ème ligne
English translation:as a secondary measure, following/complementing the principal options
Entered by: Zofia Wislocka

14:25 Nov 9, 2012
French to English translations [PRO]
Bus/Financial - Insurance / policy coverage
French term or phrase: Ces montants interviennent en 2ème ligne
This is an insurance policy summary. There is a section talking about coverage amounts. I am having a hard time understanding what this first sentence means and whether the "2ème ligne" refers to a second line of insurance (there is no second line of insurance mentioned although there is a 1st line mentioned) or the second line below it that refers to "Responsabilité Civile après livraison et/ou réception". I have seen another post where it talks about "montants interviennent" meaning something like "bridging coverage amounts" but I am having a hard time making sense of it. Any clues would be appreciated.



"Montant de la garantie
Ces montants interviennent en 2ème ligne, c’est-à-dire en différence de montants et de conditions de toute garantie en cours dont dispose l’assuré à titre personnel

1. Responsabilité Civile pendant travaux: Tous dommages confondus : 3 800 000 € par sinistre
Dommages corporels, matériels, immatériels consécutifs et immatériels non consécutifs qui ne sont pas la conséquence d’un événement accidentel ou incendie.
2. Responsabilité Civile après livraison et/ou réception: Tous dommages confondus : 3 800 000 € par sinistre et 11 400 000 € par année d’assurance
Dommages corporels, matériels, immatériels consécutifs et immatériels non consécutifs qui ne sont pas la conséquence d’un dommage aux produits livrés ou aux travaux effectués
Mark Riepling
Local time: 04:31
as a secondary measure, following/complementing the principal options
Explanation:
proposal :)
Selected response from:

Zofia Wislocka
Local time: 13:31
Grading comment
thanks
4 KudoZ points were awarded for this answer



Summary of answers provided
4 +1These amounts are payable, on a difference in amounts and conditions basis, once any other current..
Paul Stevens
3as a secondary measure, following/complementing the principal options
Zofia Wislocka
3These amounts are used towards supplemental insurance
MatthewLaSon


Discussion entries: 1





  

Answers


1 hr   confidence: Answerer confidence 3/5Answerer confidence 3/5
as a secondary measure, following/complementing the principal options


Explanation:
proposal :)

Zofia Wislocka
Local time: 13:31
Works in field
Native speaker of: Polish
PRO pts in category: 4
Grading comment
thanks
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17 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
These amounts are payable, on a difference in amounts and conditions basis, once any other current..


Explanation:
...insurance that the insured has in a personal capacity has paid.

That is how I would translate the whole phrase. In other words, if the insured himself has other insurance that covers the same risk (even if the conditions are not identical), the other policy would pay up first in accordance with its conditions and up to the amount insured thereunder. Only then would this insurance cover be called upon to pay any remaining amount of the loss.

Ref: 20 years in international insurance.

Paul Stevens
Local time: 12:31
Specializes in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 130

Peer comments on this answer (and responses from the answerer)
agree  Laura Harrison: Absolutely, DIC/DIL - Difference in Limits/Difference in Conditions
2 days 1 hr
  -> Many thanks, Laura. It is interesting to note that we both worked in insurance for 20 years!
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1 hr   confidence: Answerer confidence 3/5Answerer confidence 3/5
These amounts are used towards supplemental insurance


Explanation:
Hello,

2ème ligne = supplementary insurance

montants interviennent/viennent en = amounts come in as = amounts are used as

Pour une prime supplémentaire de dix à quinze dollars par année, la personne qui voyage beaucoup peut augmenter à deux millions de dollars sa couverture en responsabilité civile. Elle peut aussi demander à son représentant certifié en assurance de dommages de lui offrir une assurance responsabilité civile complémentaire et excédentaire. Cette assurance vient en deuxième ligne, c’est-à-dire qu’elle couvre les dommages qui dépassent la couverture de l’assurance de base.


http://www.chad.ca/fr/responsabilite-civile-voyage.html



I hope this helps.

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Note added at 1 day1 hr (2012-11-10 16:22:39 GMT)
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Si une salle ou une municipalité exige davantage, l'organisateur doit souscrire une assurance dite de "deuxième ligne". Cette assurance ...
http://www.irma.asso.fr/Les-assurances?lang=fr


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Note added at 1 day2 hrs (2012-11-10 16:26:08 GMT)
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Attention : certaines compagnies n’accordent la garantie « effondrement de tribunes ou gradins démontables » que si vous le demandez. La garantie dommages corporels sera souvent limitée à 7,6 millions d’euros ou plus fréquemment à 6 millions d’euros. Si une salle ou une municipalité exige davantage, l’organisateur doit souscrire une assurance dite de "deuxième ligne". Cette assurance jouera en complément de la première assurance (au-delà de 7,6 millions d’euros par exemple et jusqu’à 15 millions d’euros).


http://www.irma.asso.fr/Les-assurances?lang=fr

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Note added at 1 day2 hrs (2012-11-10 16:44:19 GMT)
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http://www.co.mathews.va.us/Modules/ShowDocument.aspx?docume...

be used towards supplemental insurance premiums and or memberships in certain exercise facilities for all full time employees. The County contributes ...

MatthewLaSon
Local time: 07:31
Works in field
Native speaker of: Native in EnglishEnglish
PRO pts in category: 124
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