sophisticated borrower/investor

Indonesian translation: peminjam/investor yang cakap dan berpengalaman

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
English term or phrase:sophisticated borrower/investor
Indonesian translation:peminjam/investor yang cakap dan berpengalaman
Entered by: Rosmeilan Siagian

02:52 Oct 24, 2012
English to Indonesian translations [PRO]
Law: Contract(s)
English term or phrase: sophisticated borrower/investor
Konteksnya: I consider myself as sophisticated borrower/investor by worldwide definition
Tony Zhou
Local time: 21:00
peminjam/investor yang cakap dan berpengalaman
Explanation:
Kedua kata cakap dan berpengalaman sering digunakan bersamaan. Menurut saya, ini adalah salah satu contoh doublet (bukan khusus dalam register hukum memang) dalam bahasa Indonesia meskipun mungkin belum terlalu mantap (established).

Padanan ini layak dicoba. :-)
Selected response from:

Rosmeilan Siagian
Indonesia
Local time: 21:00
Grading comment
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4 KudoZ points were awarded for this answer



Summary of answers provided
4pemberi pinjaman/investor yang canggih
Ahmad Ridwan Munib
4peminjam/investor yang piawai
Kaharuddin
4peminjam/pemodal yang berpengalaman
Wiyanto Suroso
4peminjam/investor yang cakap dan berpengalaman
Rosmeilan Siagian
4peminjam/investor besar dan tepercaya
ErichEko ⟹⭐
3peminjam/investor yang mumpuni
Aditya Ikhsan Prasiddha
3peminjam/investor yang istimewa
bayu diantoro


  

Answers


3 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5
pemberi pinjaman/investor yang canggih


Explanation:
sophisticated saya padankan dengan canggih. Barangkali ini bisa membantu ...

Ahmad Ridwan Munib
Indonesia
Local time: 21:00
Works in field
Native speaker of: Native in IndonesianIndonesian, Native in JavaneseJavanese
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12 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5
peminjam/investor yang mumpuni


Explanation:
A type of investor who is deemed to have sufficient investing experience and knowledge to weigh the risks and merits of an investment opportunity.
http://www.investopedia.com/terms/s/sophisticatedinvestor.as...

Sophisticated investors, according to part of the SEC's definition, have enough knowledge and experience in business matters to evaluate the risks and merits of an investment.
http://www.marketwatch.com/story/definition-of-sophisticated...

mumpuni: mampu melaksanakan tugas dengan baik (tanpa bantuan orang lain); menguasai keahlian (kecakapan, keterampilan) tinggi: ia telah -- di bidang siasat peperangan
http://kateglo.bahtera.org/?mod=dictionary&action=view&phras...

Aditya Ikhsan Prasiddha
Indonesia
Local time: 21:00
Native speaker of: Indonesian
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44 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5
peminjam/investor yang piawai


Explanation:
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Kaharuddin
Indonesia
Local time: 22:00
Specializes in field
Native speaker of: Native in IndonesianIndonesian, Native in EnglishEnglish
PRO pts in category: 4
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1 hr   confidence: Answerer confidence 3/5Answerer confidence 3/5
peminjam/investor yang istimewa


Explanation:
.

bayu diantoro
Indonesia
Local time: 21:00
Native speaker of: Native in IndonesianIndonesian
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1 hr   confidence: Answerer confidence 4/5Answerer confidence 4/5
peminjam/pemodal yang berpengalaman


Explanation:
Betapa tidak, secara harfiah canggeh itu “cerewet, bawel” yang –bila dipaksakan– lebih mendekati kata Inggris delicate (harfiah: lembut, sulit, cepat tersinggung), sedangkan sophisticated itu berarti: “yang berpengalaman dalam hal duniawi, pintar dan jlimet, mengelabui.”

http://mmosmarth.wordpress.com/2007/11/29/“amblas”-itu-beda-...

... sebagai padanan kata bahasa Inggris "sophisticated" yang berpengalaman dalam bidang duniawi, pintar dan njlimet (Echols dan Shadily, 1989, 540).

http://books.google.co.id/books?id=sNi45QHIl7MC&pg=PA107&lpg...

Sophisticated = pintar (berpengalaman dalam hal- hal duniawi)

http://books.google.co.id/books?id=3XzZ3b6Tn2IC&pg=PA117&lpg...

Sedangkan pihak kedua yaitu pemodal (investor) yang memiliki andil dalam mendanai usaha itu agar dapat berjalan.

http://www.wealthindonesia.com/syariah-banking/sistem-bagi-h...

Wiyanto Suroso
Indonesia
Local time: 21:00
Specializes in field
Native speaker of: Native in IndonesianIndonesian
PRO pts in category: 116
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4 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
peminjam/investor yang cakap dan berpengalaman


Explanation:
Kedua kata cakap dan berpengalaman sering digunakan bersamaan. Menurut saya, ini adalah salah satu contoh doublet (bukan khusus dalam register hukum memang) dalam bahasa Indonesia meskipun mungkin belum terlalu mantap (established).

Padanan ini layak dicoba. :-)


    Reference: http://www.businessdictionary.com/definition/sophisticated-i...
    Reference: http://books.google.co.id/books?id=tHteuJu0lRMC&pg=PA87&lpg=...
Rosmeilan Siagian
Indonesia
Local time: 21:00
Specializes in field
Native speaker of: Native in IndonesianIndonesian
PRO pts in category: 76
Grading comment
Thanks
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20 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5
peminjam/investor besar dan tepercaya


Explanation:

Berdasarkan referensi, ada dua ciri sophisticated borrower:

Nilai serba-besar: pinjaman, aset, dan pendapatan
(Catatan: batas yang diharuskan untuk peminjam sophisticated, yakni US$150.000/2 tahun, adalah termasuk golongan menengah atas)

Tingkat keandalan tinggi: syarat pengecekan (kredit/investasi) bagi golongan ini diharapkan lebih rendah -- semakin kurang diperiksa/diteliti, berarti semakin dipercaya.

Jadi, mereka ini besar dan tepercaya.

Demikian juga dengan sophisticated investor. Mereka dipandang boleh berinvestasi tanpa diusut lagi oleh pihak ketiga (per referensi).

Ref: http://consumercredit.treasury.gov.au/consumercredit/content...
It should provide that where a person is deemed to be a “sophisticated borrower” that there is no requirement for the Licensee to make reasonable enquiries...

We further believe that a “sophisticated borrower should be defined as follows:

(i) Has existing borrowings of more than $1 million
(ii) Has Net Assets of greater than $1 million as certified by a qualified accountant
(iii) Has a gross income of more than $150,000 a year over the last 2 years as certified by a qualified accountant.

... Where a sophisticated investor invests their money, the money is passed from the investor to the body issuing the securities, without any subsequent check by any third party who has an interest in protecting the sophisticated investors' funds.


ErichEko ⟹⭐
Indonesia
Local time: 21:00
Works in field
Native speaker of: Native in IndonesianIndonesian
PRO pts in category: 290
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