LAE

French translation: Montant de règlement des sinistres

GLOSSARY ENTRY (DERIVED FROM QUESTION BELOW)
English term or phrase:LAE (Loss Adjustment Expense)
French translation:Montant de règlement des sinistres
Entered by: Philippe Maillard

23:43 Sep 9, 2008
English to French translations [PRO]
Bus/Financial - Insurance / Réassurance
English term or phrase: LAE
Dans un tableau, il y a: "incurred losses and LAE from catastrophes, gross" et "incurred losses and LAE from catastrophes, net of reinsurances".

Je pense que l'acronyme se rapporte à "loss experience"= "sinistralité", qu'en pensez-vous?
Cyrielle Hardenne
Canada
Local time: 10:37
Montant de règlement des sinistres
Explanation:
loss adjustment expense (LAE)

The cost of investigating and adjusting losses. Loss adjustment expenses need not be allocated to a particular claim. If they are allocated to a particular claim they are called "allocated loss adjustment expenses" (ALAE); otherwise, they are unallocated loss adjustment expenses. http://www.irmi.com/online/insurance-glossary/terms/l/loss-a...

Montant(s)/Dépense(s)/Valeur(s) de/du règlement des sinistres

IMHO

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Note added at 18 mins (2008-09-10 00:01:51 GMT)
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Loss Adjustment Expense (LAE). Expenses related to the settlement of an insurer's claims, including legal and other fees and expenses, and the portion of an insurer's general expenses allocated to claim settlement costs. Subdivided into Allocated (ALAE) and Unallocated (ULAE). Allocated LAE are expenses that relate directly to a particular claim; Unallocated LAE are general, or overhead, expenses that cannot be assigned directly to a claim.

http://www.conning.com/crcstore/glossary/l.asp

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Note added at 19 mins (2008-09-10 00:02:50 GMT)
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http://fr.wikipedia.org/wiki/Sinistralité : sinistralité, c'est une toute autre notion
Selected response from:

Philippe Maillard
Brazil
Local time: 11:37
Grading comment
merci!
3 KudoZ points were awarded for this answer



Summary of answers provided
4 +2Montant de règlement des sinistres
Philippe Maillard
4 +1frais d'expertise (des sinistres)
PFB (X)
3 +1Loss Adjustment Expense / Dépense de règlement des sinistres
Merline
Summary of reference entries provided
socratisv

  

Answers


18 mins   confidence: Answerer confidence 3/5Answerer confidence 3/5 peer agreement (net): +1
lae
Loss Adjustment Expense / Dépense de règlement des sinistres


Explanation:
C'est ce que j'ai trouvé et, dans le contexte, je crois que cela a du sens.


    Reference: http://www.acronymfinder.com/LAE.html
    Reference: http://books.google.ca/books?id=17YpjuP9TtoC&pg=PA89&lpg=PA8...
Merline
Local time: 10:37
Native speaker of: Native in FrenchFrench
PRO pts in category: 22

Peer comments on this answer (and responses from the answerer)
agree  Arnold T.: C'est bien une dépense.
1 hr
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16 mins   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +2
lae
Montant de règlement des sinistres


Explanation:
loss adjustment expense (LAE)

The cost of investigating and adjusting losses. Loss adjustment expenses need not be allocated to a particular claim. If they are allocated to a particular claim they are called "allocated loss adjustment expenses" (ALAE); otherwise, they are unallocated loss adjustment expenses. http://www.irmi.com/online/insurance-glossary/terms/l/loss-a...

Montant(s)/Dépense(s)/Valeur(s) de/du règlement des sinistres

IMHO

--------------------------------------------------
Note added at 18 mins (2008-09-10 00:01:51 GMT)
--------------------------------------------------

Loss Adjustment Expense (LAE). Expenses related to the settlement of an insurer's claims, including legal and other fees and expenses, and the portion of an insurer's general expenses allocated to claim settlement costs. Subdivided into Allocated (ALAE) and Unallocated (ULAE). Allocated LAE are expenses that relate directly to a particular claim; Unallocated LAE are general, or overhead, expenses that cannot be assigned directly to a claim.

http://www.conning.com/crcstore/glossary/l.asp

--------------------------------------------------
Note added at 19 mins (2008-09-10 00:02:50 GMT)
--------------------------------------------------

http://fr.wikipedia.org/wiki/Sinistralité : sinistralité, c'est une toute autre notion

Philippe Maillard
Brazil
Local time: 11:37
Works in field
Native speaker of: Native in FrenchFrench, Native in EnglishEnglish
PRO pts in category: 31
Grading comment
merci!

Peer comments on this answer (and responses from the answerer)
agree  socratisv: "frais de réglement" http://tinyurl.com/5tng5j , dépense(s) de réglement des sinistres/Ajustement de pertes http://tinyurl.com/6h8t4y
9 mins
  -> Tout à fait. Merci Socratis !

agree  cenek tomas
10 hrs
  -> Merci Tomas !
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12 hrs   confidence: Answerer confidence 4/5Answerer confidence 4/5 peer agreement (net): +1
lae
frais d'expertise (des sinistres)


Explanation:
loss adjustment: expertise (Attention ! règlement des sinsitres = loss settlement)

Comme il s'agit d'un texte d'assurance, il n'est pas vraiment nécessaire d'ajouter "des sinistres" - cela va de soi.

De nombreux exemples sur Internet (par ex. : CSIOAllocated Adjustment Expense, Frais d'expertise imputés. Allowed Assets, Actifs permis? ... Assigned Claims Plan, Plan d'attribution des sinistres ...
www.csio.com/en/standards/terminology.cfm?Category=7&Letter... - 66k -)

Ou celui-ci (canadien, puisque vous êtes au Canada) :

Programme général d'aide financière lors de sinistres - Décret ...Toutefois, toute demande d'aide financière présentée par le sinistré plus de trois (3) ..... les frais d'expertise relatifs à l'évaluation des dommages; ...
www.msp.gouv.qc.ca/secivile/secivile.asp?txtSection=aide_fi... - 55k - En cache - Pages similaires

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Note added at 21 hrs (2008-09-10 21:26:38 GMT) Post-grading
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Attention à ne pas confondre "loss adjustmen" (expertise) et "loss settlement" (règlement).

Désolé, mais la traduction retenue est fausse !

PFB (X)
Local time: 16:37
Specializes in field
Native speaker of: French
PRO pts in category: 288

Peer comments on this answer (and responses from the answerer)
agree  Victor Santos: J'arrive 4 ans trop tard mais vous avez raison de souligner ce contresens
1377 days
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Reference comments


18 mins
Reference

Reference information:
I think the term you are looking for is 'Loss Adjustment Expense'
oss adjustment expense (LAE, ULAE, ALAE)
The expenses associated with settling claims include salaries of adjusters, legal fees, court costs, expert witnesses and investigation costs. ULAE are unallocated loss adjustment expenses which are not claim-file specific but are calculated en mass, usually for a line of insurance. ALAE are allocated loss adjustment expenses. Here the expenses associated with a particular claim are allocated to that claim.
http://www.ahtins.com/glossary/lll/l122.htm


    Reference: http://www.google.fr/search?hl=fr&q=%22losses+and+lae%22+Los...
    Reference: http://acronyms.thefreedictionary.com/Loss+Adjustment+Expens...
socratisv
Greece
Native speaker of: Native in GreekGreek, Native in FrenchFrench
PRO pts in category: 4
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