PayPal alternatives? Thread poster: Gregory Lassale
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Hello all,
I am currently using PayPal for payments and am getting tired of having a big chunk of my hard-earned money skimmed by PayPal. For international payments 4.4% + a fixed fee.
What service to do you use and/or do you know another platform with lower fees?
Thank you,
Gregory
| | | | Jose Ruivo 
Portugal
Local time: 01:45
Member (2007)
English to Portuguese
+ ...
1) Skrill, which works basically like Paypal, but without % fees (if I recall correctly). You pay one fee per transfer to your bank accopunt.
2) Transferwise. How I've used it: you can create a bank account in several countries, to where your clients transfer your payment, and you then transfer the money to your "real" bank account, paying basically only the transfer fees.
Good luck!
| | | | Thao Tran
Vietnam
Local time: 07:45
Member (2017)
English to Vietnamese
+ ...
| Payoneer and Global Payment Service | Mar 8, 2019 |
You can consider Payoneer and its Global Payment Service. Payoneer allows you to have bank accounts in Europe and UK. Transferwise also allows you to open account in Australia. These bank accounts make it convenient for your clients to make local transfers and the costs associated with them are much much lower than Paypal's. About 2%.
| | | | | Wire tranfers | Mar 8, 2019 |
I have used skrill, payoneer but finally I understood that better to pay wire transfer fee and to do that via skrill.
If you have small amount, skrill works better, in case the amount is big, skrill takes more and in that case better to pay wire transfer one time fee.
Hope we could be helpful.
Armine Abelyan, Armenia
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Yoana Ivanova
Estonia
Local time: 03:45
English to Bulgarian
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| Skrill as recommended above | Mar 8, 2019 |
With skrill you have a fixed fee for making a transfer directly to your bank account and that's 5.50 euros.
You can check it out on their website.
You have the option of transferring to a Visa card as well, but then you also get a percentage fee.
On PayPal, if you are sending someone money, choose send to friends abroad and there is no fee, I last used that yesterday.
| | | | Marsha Conroy
United States
Local time: 19:45
French to English
In memoriam | PayPal alternative in USA | Mar 9, 2019 |
I use ZELLEpay for US transactions. Free. Simple app. Quick transfer - payee pays directly into your email account, and you get instant email letting you know you have money in your account.
| | | | Mark Hemming
United Kingdom
Local time: 01:45
Slovenian to English
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| Try Payoneer | Mar 19, 2019 |
As I believe another poster mentioned, Payoneer is a good alternative with much lower fees.
| | | | Jane Martin
Local time: 01:45
Member (2011)
Spanish to English
| Transferwise | Mar 20, 2019 |
Also very good - payment comes through immediately and they charge a tiny fee.
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Gregory Lassale
United States
Local time: 19:45
English to French
TOPIC STARTER
Thank you all for your input. I found out since I posted this that my main client has a US checking account. Ouch. I've lost quite a bit of money in the last few months in PayPal fees, but I will be able to cash in the full amount I invoice with them from now on. I did create a Transferwise account, however, and am a bit confused about how it all works. From what I understand, to send money to a US account, the payer needs your routing number and account number, correct?
| | | | Jean Lachaud
United States
Local time: 20:45
English to French
+ ...
| and the address | Mar 20, 2019 |
I don't know whether this is mandatory, but mentioning the Bank name, branch name/number and address is more than recommended.
Gregory Lassale wrote:
to send money to a US account, the payer needs your routing number and account number, correct?
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