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Reflections on 2017, my first $US 100,000+ year from translation Thread poster: Dylan J Hartmann
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Mervyn Henderson (X) 
Spain
Local time: 09:58
Spanish to English
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| I assume ... | Jan 29, 2018 |
... he was thinking along the lines of "for richer, for poorer".
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| Confusion, confusion... | Jan 29, 2018 |
everybody has a certain interpretation of marriage and what their duties are... in DJ's wife's shoes, I would have found rather difficult to deal with a "non-husband"... money isn't everything...  I hope this explains it, at least my POW...
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Hamish Young
New Zealand
Local time: 19:58
Chinese to English
| Buying a house on translator's income | Jan 31, 2018 |
Great post DJ!
I have shared many of your experiences. One thing that interested me particularly was the buying a house aspect. Not sure if you have actually given up there but judging from my experience it is perfectly possible to do this as a freelance translator.
I moved back to China for a couple of years to save up money for a house in Auckland. I returned home with a substantial sum of cash for as deposit but ran into a similar problem as you - I had no proof of ... See more Great post DJ!
I have shared many of your experiences. One thing that interested me particularly was the buying a house aspect. Not sure if you have actually given up there but judging from my experience it is perfectly possible to do this as a freelance translator.
I moved back to China for a couple of years to save up money for a house in Auckland. I returned home with a substantial sum of cash for as deposit but ran into a similar problem as you - I had no proof of regular income. None of the regular banks would touch us but I did manage to get a 'low-doc' loan with a "2nd tier lender", which came at a high interest rate but got us started in a small house. A few years later we moved to a new house and I was able to show the banks two years worth of IRD documents that proved beyond doubt that I did have an income that was both regular and healthy. By this time we had also built up quite a bit of equity, and now the banks were falling over themselves to give us a loan.
Not sure if it works differently in Australia, but certainly I found here that banks will deviate from their official policies if you give them enough reason to. ▲ Collapse
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Dylan J Hartmann
Australia
Member (2014)
Thai to English
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MODERATOR TOPIC STARTER
Hamish Young wrote:
Not sure if it works differently in Australia, but certainly I found here that banks will deviate from their official policies if you give them enough reason to.
It all comes down to tax return statements here. Even though I could provide years of Thai bank statements, I need to provide an Australian tax return. As we just returned last year, still haven’t stayed a full tax year and am readying myself for the big bill.
However, still wondering if it’d be worth it. We’re in a suburb where 3 bedroom houses are all over $A1.3 million. I’m only paying $A26,000/year to rent and my office is downstairs. We picked a suburb based on the public school for our kids (best in state) and proximity to the city. If we were able to buy a house, we couldn’t afford here and we’d surely have to send them to private schools instead, costing an extra $A20,000+/year.
I will keep putting the extra $$ aside and may one day have enough!
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Juheui Han
South Korea
Local time: 16:58
Member (2017)
English to Korean
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| Congratulation!:) | Feb 1, 2018 |
Great, I hope to write something successful story like you in here.
Thanks for sharing your story:)
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