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用paypal转帐,如何减少损失?
Thread poster: CHEN-Ling
wherestip
wherestip  Identity Verified
United States
Local time: 09:00
Chinese to English
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Banks May 11, 2010

A cartoon by Stephen Gilpin about big banks ...





[Edited at 2010-05-11 14:55 GMT]


 
CHEN-Ling
CHEN-Ling  Identity Verified
Local time: 22:00
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TOPIC STARTER
据你说的情况 May 11, 2010

globalwalking wrote:
客户支付时虽然也收取手续费,但那是可以容忍的,我说的是从paypal提现到中国的银行账户时,被收取35美金。据Paypal客服说,这个手续费是中国的银行收取的,提现到香港的银行手续费就很低,不知道是怎么回事。

中银更嘿。 从paypal 提现到银行,的确先要自动扣除35刀。我一直认为是paypal干的事呢


 
Donglai Lou (X)
Donglai Lou (X)  Identity Verified
China
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应该不是中银收的。 May 11, 2010

Mincho Young wrote:

中银更嘿。 从paypal 提现到银行,的确先要自动扣除35刀。我一直认为是paypal干的事呢


应该是一部分被PP扣了,一部分被PP的汇款行扣了。要是中银收的,换成别的银行不就行了。而且其它客户给你直接汇款,中银对入款收钱了吗?


 
CHEN-Ling
CHEN-Ling  Identity Verified
Local time: 22:00
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TOPIC STARTER
May 11, 2010

Donglai Lou wrote:

Mincho Young wrote:

中银更嘿。 从paypal 提现到银行,的确先要自动扣除35刀。我一直认为是paypal干的事呢


应该是一部分被PP扣了,一部分被PP的汇款行扣了。要是中银收的,换成别的银行不就行了。而且其它客户给你直接汇款,中银对入款收钱了吗?

客户通过电汇或者支票直接汇款到中行,手续费似乎不是很高。一笔200刀的汇款,手续费不超过3美元。


 
Baofeng Guo
Baofeng Guo  Identity Verified
United States
Local time: 07:00
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Chinese to English
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金条 May 12, 2010

Mincho Young wrote:
学财主换成金条埋在土里,汇率再怎么变金子也始终在那埋着
我那么点还不够换3两

[Edited at 2010-05-06 09:43 GMT]


如果楼主当时买了金条还真对了,最近金价大涨。


 
Alvin Liu
Alvin Liu  Identity Verified
China
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English to Chinese
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纸币的本质还是纸,黄金才是“真金白银” May 15, 2010

通货膨胀下,黄金似乎是最安全的。

 
James_xia
James_xia  Identity Verified
China
English to Chinese
+ ...
中行费用一般为几十元 Sep 9, 2011

Yang Min wrote:

Donglai Lou wrote:

Mincho Young wrote:

中银更嘿。 从paypal 提现到银行,的确先要自动扣除35刀。我一直认为是paypal干的事呢


应该是一部分被PP扣了,一部分被PP的汇款行扣了。要是中银收的,换成别的银行不就行了。而且其它客户给你直接汇款,中银对入款收钱了吗?

客户通过电汇或者支票直接汇款到中行,手续费似乎不是很高。一笔200刀的汇款,手续费不超过3美元。


由于有多笔500美元以下的零散翻译费用,所以PP成了主要收款工具。但从收款至提现拿到手上时,损失确实不少。最近有一笔1500美元的款项待支付,我已将PP支付的损失明确告知了客户,请不要走PP。因为这一支付的损失至提现时,会达到120美元左右!

小笔去PP, 主要用于支付购买项目;大笔走Bank wire。前两个月收到的一笔3000美元的款项,计算了一下。实际费用只少了20美元左右,很快、很省心!


 
Rita Pang
Rita Pang  Identity Verified
Canada
Local time: 10:00
Member (2011)
Chinese to English
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Moderator of this forum
Rule of thumb Sep 9, 2011

1. Always calculate the fees into your rates...and mention it to the clients while quoting.

2. Try to see if your bank has a branch in the USA...maybe you can set it up that way and then you can transfer USD directly into your bank account (if it's affiliated).

3. "freezing" the amount in paypal accounts are something I've heard of too, but for a while i had a solid figure stored in there and didnt take it out and it was fine...obviously the feeling of letting money sit
... See more
1. Always calculate the fees into your rates...and mention it to the clients while quoting.

2. Try to see if your bank has a branch in the USA...maybe you can set it up that way and then you can transfer USD directly into your bank account (if it's affiliated).

3. "freezing" the amount in paypal accounts are something I've heard of too, but for a while i had a solid figure stored in there and didnt take it out and it was fine...obviously the feeling of letting money sit online in some virtual account is unnerving, so I transferred it out soon enough.

4. Wait for the best exchange rate...but RMB is fluctuating quite a bit too no?

5. I absolutely agree with wiring/bank transfer for bigger amounts- safer, easier to track down the rates (so the surprise might not turn out to be as nasty...), plus, you can always check between different banks to see which one offers the best rates with wiring.

[Edited at 2011-09-09 18:43 GMT]
Collapse


 
Jacky Zhu
Jacky Zhu
China
Local time: 22:00
English to Chinese
看起来银行电汇是最佳选择 Sep 12, 2011

看起来银行电汇是最佳选择,或者去香港中银开个户。

 
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用paypal转帐,如何减少损失?






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